Understanding the Transition from Pensions to 401(K)s скачать в хорошем качестве

Understanding the Transition from Pensions to 401(K)s

For decades, Americans relied on pensions for their retirement. 🏛 Then, in 1978, everything changed. The Revenue Act shifted responsibility from employers to individuals—and with that one legislative move, millions of Americans unknowingly became the CFO of their own retirement plan. In this episode of the Texas Wealth Report, Brad Johansson and Summer Roberts unpack the shift from pensions to 401(k)s in America. You’ll learn: ✔️ How the rules of retirement have changed—and keep evolving ✔️ The current tax environment retirees face and why this moment is historically unique ✔️ Why “having accounts” isn’t the same as having a comprehensive retirement plan And much more! Retirement lasts longer, costs more, and depends on strategies previous generations never had to consider. Understanding the rules—and knowing they can change—is essential. 📌 Want clarity instead of confusion? A Texas Wealth Report offers a comprehensive look at taxes, income, risk, fees, and Social Security so every decision can be made with confidence. 🎯 Book your complimentary consultation below to help ensure you're covered. —————TIMESTAMPS————— 00:00 – Intro 01:35 – The greatest trick ever played on retirees — the downfall of employer pensions 04:51 – Challenges to producing income in retirement and what can be done 08:10 – Request your very own Texas Wealth Report 12:03 – The less taxes you pay, the more money in your pocket 15:50 – The benefits of working with an independent firm 18:25 – Schedule a complimentary review 21:10 – Retirees today must forge their own path 25:40 – The fiduciary difference/ Outro ================================================================ 📅📅 𝗛𝗮𝘃𝗲 𝘀𝗽𝗲𝗰𝗶𝗳𝗶𝗰 𝗾𝘂𝗲𝘀𝘁𝗶𝗼𝗻𝘀 you would like to ask the team at Impact! Partners Financial? Request a visit here: 👇🏻 https://impactpartnersfinancial.com/15-min... ====================================================================== 🔴🔴 𝗦𝗨𝗕𝗦𝗖𝗥𝗜𝗕𝗘 𝗳𝗼𝗿 𝗺𝗼𝗿𝗲 𝗧𝗜𝗣𝗦:    / @impactpartnersfinancial   ================================================================ 📱📱 𝐂𝐎𝐍𝐍𝐄𝐂𝐓 𝐖𝐈𝐓𝐇 𝐔𝐒 𝐎𝐍 𝐒𝐎𝐂𝐈𝐀𝐋 𝐌𝐄𝐃𝐈𝐀 Facebook: https://www.facebook.com/ImpactPartnersFin... Instagram: https://www.instagram.com/impactpartnersfi... LinkedIn: https://www.linkedin.com/company/impactpar... #TaxPlanning #Pensions #RevenueAct #Inflation #RetirementIncome #FinancialPlanning #TexasWealthReport #ImpactPartnersFinancial DISCLOSURE: Investment advisory services offered through Foundations Investment Advisors, LLC (“Foundations”), an SEC registered investment adviser. Nothing on this website constitutes investment, legal or tax advice, nor that any performance data or any recommendation that any particular security, portfolio of securities, transaction, investment or planning strategy is suitable for any specific person. Personal investment advice can only be rendered after the engagement of Foundations, execution of required documentation, and receipt of required disclosures. Investments in securities involve the risk of loss. Any past performance is no guarantee of future results. Advisory services are only offered to clients or prospective clients where Foundations and its advisors are properly licensed or exempted. For more information, please go to https://adviserinfo.sec.gov and search by our firm name or by our CRD #175083.