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Are you wondering why insurance feels more complicated (and expensive) than ever? In this episode, Oliver Kotelnikov sits down with commercial insurance expert Julie Janowicz to pull back the curtain on the real state of insurance—what’s changed, what’s insurable, and what you actually need to know before your next big business move. From wild stories about insuring axe-throwing bars and navigating drone inspections, to actionable advice on getting the best value from your broker, you’ll hear insider knowledge that’s critical for business owners, buyers, and anyone trying to survive today’s unpredictable insurance environment. Whether you’re dealing with commercial policies, fleet auto, D&O, or want to understand how AI is affecting your rates, this conversation is essential listening. Don’t miss out! Subscribe for more no-BS conversations with industry insiders. Guest Links: LinkedIn: / juliejanowicz Company: http://www.dcigi.com/ Email: Julie@dcigi.com Connect with Oliver: Email: oliver@ibainc.com LinkedIn: linkedin.com/in/oliverkotelnikov YouTube: / @nextventurealliance Instagram: instagram.com/nextventurealliance