Ep. 2: The 401(k) Match — Your Best Guaranteed ROI (Roth vs. Traditional Explained) скачать в хорошем качестве

Ep. 2: The 401(k) Match — Your Best Guaranteed ROI (Roth vs. Traditional Explained)

In this second video of the Retire Smarter with a Pension series, we dive into one of the most powerful guaranteed returns you can get: the 401(k) employer match! Even if you have a pension, contributing to your 401(k), TSP, 403(b), or 457 plan can dramatically increase your retirement wealth. In this video, you’ll learn: ✅ How the 401(k) match works and why it’s a “no-brainer” ✅ How tax savings from contributions should be reinvested ✅ How to analyze which option (Roth vs Traditional) may be best for your current and future tax bracket ✅ How My Financial Independence Plan helps model these scenarios year by year This video builds on the free baseline plan shared in Episode 1. If you haven’t seen Episode 1 yet, check it out here:    • Ep 1: How to Build Your Retirement Plan If...   Access the tool here: https://myfinancialindependenceplan.t... 🎯 Whether you’re a public sector employee, a private sector worker with a pension, or just planning for retirement, these strategies can help you retire smarter and maximize your ROI. 00:00 The best guaranteed ROI - 401(k) match! 01:00 Grab your free version of My Financial Independence Plan 01:53 401(k) match 02:10 Initial test group offer 03:10 Case study 04:52 Traditional 401(k) match 07:39 Invest the tax savings! (traditional) 09:10 Lifetime effective tax rate analysis 13:00 Project increased tax rates 15:13 Roth 401(k) match 16:58 Put the match in Roth 18:16 Consider your charitable goals 19:07 Year-by-year comparison (Traditional vs Roth) If you find this helpful, don’t forget to like, comment, subscribe, and share with anyone who has a pension or retirement account! Disclaimer: The information provided in this video is for informational purposes only and is not meant to take the place of professional legal, accounting, or financial advice. If you have any legal questions about this video or the subjects discussed, or any other legal matter, you should consult with an attorney or tax professional in your jurisdiction.