$325K Cape Home - Neighbor Paid $636K | 40B Sandwich MA скачать в хорошем качестве

$325K Cape Home - Neighbor Paid $636K | 40B Sandwich MA

🚨40B LOTTERY ALERT🚨 🏠 SAME HOUSE, SAME STREET - $377,000 LESS ⏰ LOTTERY DEADLINE: February 17, 2026 at 5:00 PM This 3BR/2BA home at 5 Bluestone Terrace is available for $325,638 through MA Chapter 40B. The house next door (3 Bluestone Terrace) sold in 2023 for $636,000 and is now valued at $703,000. Same development. Same street. Over half off. ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ⏱️ VIDEO CHAPTERS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 0:00 - Introduction 0:21 - The Neighbor Comparison ($377K Less!) 1:20 - Property & Monthly Payment Breakdown 1:50 - Location & Who Qualifies 2:05 - Application Process & Timeline 2:22 - Restrictions & Why This Matters 3:10 - How to Apply ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📍 PROPERTY DETAILS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Address: 5 Bluestone Terrace, East Sandwich, MA 02537 Development: Granite Ridge Price: $325,638 (Maximum Resale Price) Next Door Property: 3 Bluestone Terrace sold for $636,000 (2023), now valued at $703,000 Bedrooms: 3 Bathrooms: 2 Square Feet: 1,428 sq ft Year Built: 2004 Property Type: Single-family home Features: ✓ Full basement for storage ✓ Attic for additional storage ✓ Back porch with private yard ✓ 1 garage space + 3 off-street parking spaces ✓ Gas heat, central air conditioning ✓ All major appliances included ✓ Pets allowed (leashed, owner responsible for waste) HOA/Condo Fee: $27/month Estimated Annual Taxes: $2,618 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 💰 ESTIMATED MONTHLY PAYMENT ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Based on 3% down payment ($9,769): Mortgage (P&I): ~$1,965 Property Taxes: $218 HOA/Condo Fee: $27 Homeowners Insurance: ~$150 ─────────────────────── TOTAL: ~$2,360/month Compare to typical Cape Cod rent: $2,800-$3,500/month ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ✅ ELIGIBILITY REQUIREMENTS ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ INCOME LIMITS (Annual Household Income): • 1 Person: $74,800 • 2 People: $85,450 • 3 People: $96,150 • 4 People: $106,800 ASSET LIMIT: $75,000 (liquid assets) Includes: checking, savings, retirement accounts, stocks, bonds, cash gifts Does NOT include: personal property, automobiles, down payment assistance programs, equity accounts in homeownership programs FIRST-TIME HOMEBUYER REQUIREMENT: • Must not have owned a home in the past 3 years • Exceptions: single parents, displaced homemakers, owners of mobile homes FINANCING REQUIREMENT: • Must qualify for a fixed-rate mortgage • Minimum 3% down payment required • Pre-APPROVAL letter required (not pre-qualification) ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📅 IMPORTANT DATES & TIMELINE ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 📌 Information Session: Tuesday, February 10, 2026 at 1:00 PM (Zoom) Register here: https://us06web.zoom.us/meeting/regis... (Recommended but not required) 📌 Application Deadline: Tuesday, February 17, 2026 at 5:00 PM Late applications reviewed first-come, first-served only if no lottery applicant approved 📌 If Selected: 24 HOURS to submit all required documents ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ 🔗 OFFICIAL LINKS & RESOURCES ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ Property Listing: https://www.mymasshome.org/listing/4053 Application Portal: www.chapa.org/submit Application PDF: https://www.mymasshome.org/sites/defa... Deed Rider Example: https://www.mymasshome.org/sites/defa... CHAPA 40B Info: https://www.mymasshome.org/sites/defa... Info Session Registration: https://us06web.zoom.us/meeting/regis... CONTACT INFORMATION: • Eligibility Questions: Carol Marine, cmarine@chapa.org or (617) 690-8603 • Application Submission Issues: Josh Vogel, jvogel@chapa.org or (617) 862-0334 ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ℹ️ ABOUT THIS CHANNEL ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ I helped my son successfully purchase his first home through the Massachusetts Chapter 40B affordable housing program. After seeing how life-changing this opportunity was for him, I started this channel to share every 40B listing across Massachusetts so other working families can achieve homeownership and build generational wealth. 🔔 SUBSCRIBE for notifications on every new 40B opportunity in Massachusetts 📧 Questions? Drop them in the comments - I respond to every one 👍 Found this helpful? Like and share with someone who needs affordable housing info ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ ⚠️ DISCLAIMER ━━━━━━━━━━━━━━━━━━━━━━━━━━━━ This video is for informational and educational purposes only. I am NOT a real estate agent, mortgage broker, financial advisor, or attorney. All information presented is based on publicly available listings and my personal experience helping my son through the 40B process.