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Is your Airbnb business operating illegally? Local Councils are now using AI software and "Article 4" powers to issue £20,000 fines to hosts without Class C5 planning permission. In this urgent investigation, I expose the "Holiday Let Crackdown". The government has effectively banned new short-term lets in tourist hotspots like London, Cornwall, and Edinburgh. I explain how the abolition of the Furnished Holiday Let (FHL) tax regime, new mortgage fraud checks, and the "Nuisance Reporting Tools" are bankrupting thousands of amateur hosts. ⚠️ IN THIS VIDEO YOU WILL LEARN: The Ban: Why renting for less than 90 days is now a "Material Change of Use" (Class C5). The Surveillance: How Councils use "Granicus" & "AirDNA" to find your listing (even if you hide the address). The Tax Trap: How Section 24 and the end of FHL relief could mean you pay 100% tax on your profit. The Mortgage Risk: Why banks are calling in loans within 30 days for "Breach of Contract". The Loophole 1: How to pivot to "Mid-Term Lets" (Corporate Housing) to bypass the ban legally. The Loophole 2: How to use the "Rent-a-Room Scheme" tax-free allowance if you live in the property. 👇 TIMESTAMPS & CHAPTERS 0:00 The £20,000 Fine: Why the Party is Over 02:30 The Planning Trap: Class C5 & Article 4 Directions 05:15 The Tech: How AI Finds Your Hidden Listing 08:45 The 90-Day Cap: The National Register & Auto-Blocking 11:20 The Financial Guillotine: Section 24 & FHL Abolition 14:10 Mortgage Fraud: Why Banks Are Calling in Loans 16:45 Strategy 1: The "Mid-Term Let" Loophole (The Golden Ticket) 19:30 Strategy 2: The "Rent-a-Room" Shield for Resident Hosts 21:45 Strategy 3: The "10-Year Rule" (Certificate of Lawfulness) 23:00 Conclusion: Adapt or Sell? 📉 PROPERTY & BUSINESS TOPICS: Airbnb Regulation UK 2026: Levelling Up and Regeneration Act. Furnished Holiday Let Tax: Capital allowances and interest relief changes. Planning Permission Class C5: Change of use from residential (C3). Mid-Term Rentals: Corporate letting strategy vs Holiday lets. Buy-to-Let Mortgage Rules: Breach of contract for Airbnb use. Council Tax Premiums: Second home double tax rules. 🔥 #Airbnb #Landlord #UKProperty #HousingMarket #BuyToLet #HolidayLet #PlanningPermission #PassiveIncome #PropertyInvesting #Section24