Everything you need to know about the new 2025 Zero Interest Rate Loan! скачать в хорошем качестве

Everything you need to know about the new 2025 Zero Interest Rate Loan!

📮My Telegram channel to follow me daily on all things financial, but not only...: https://t.me/+g9Jdh3cSJwE2MTVk The new zero-interest loan rules for 2025: Context and Decree - On March 29, 2025, the "decree relating to interest-free loans granted to finance first-time homeownership" was published, reforming the conditions for the zero-interest loan. This reform opens the zero-interest loan to all types of new housing throughout France. This means that more people than ever can now benefit from this support to acquire their first home. Key Changes - The main change is the expansion of eligibility to all new housing, whether apartments or single-family homes, without any area restrictions. Mortgage ratios have also been adjusted to favor the purchase of multi-family homes over single-family homes. Concrete Example - Let's take a concrete example: a young professional could obtain a zero-interest loan of €33,000 for a property purchase of €110,000, which would reduce their monthly loan payment by €80 per month. This represents a significant savings, especially over the entire term of the loan. Conclusion - With these new rules, the government hopes to make homeownership more accessible, particularly for first-time buyers. If you are considering purchasing a new home, the expanded zero-interest loan could be an excellent opportunity to reduce your initial costs. Thank you for watching this video. If you found it useful, don't forget to subscribe to our channel and click the bell to receive notifications of our upcoming videos. Your banker or broker will confirm your mortgage ratio. I have a good broker to share with you if needed. Do you have any questions about the PTZ (Point-Trez) loan or real estate in general? Leave a comment below, and I'll be happy to answer. See you soon for more information!