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Canada is Unaffordable - The Ottawa Real Estate Podcast

Canada is Unaffordable? 🎉 Welcome to the 200th episode of the Ottawa Real Estate Podcast! Join hosts Paul Stevenson, Greg Campbell, and David Warren as they mark this incredible milestone with a deep dive into the ever-changing real estate landscape of Ottawa, Canada. In this episode, they discuss the bustling end-of-year market activity, builder price increases, and provide crucial advice for first-time homebuyers. The team also unpacks the recent changes to the mortgage stress test and debates the symbolic vs. impactful nature of government rebates. Plus, a look into how Equifax's global consumer credit file will aid newcomers in building Canadian credit. Tune in for all this and much more, including some fun mood boosts to keep your spirits high. Thanks for your support through these 200 episodes! 00:00 Introduction to the Ottawa Real Estate Podcast 01:49 Market Trends and Updates 02:15 Reflecting on Past Episodes 03:17 Current Market Activity 09:11 Housing Affordability Challenges 16:10 Stress Test and Mortgage Transfers 19:23 Competition Bureau and OSFI Guidelines 21:03 Equifax's Global Consumer Credit File Initiative 24:10 Government GST Cuts and Rebates Impact on Mortgages 25:20 Unpredictable Rate Market and Economic Implications 32:44 Mood Boosts and Episode Conclusion Get in touch with us! Paul Stevenson - Mortgage Agent Level 2 Email: [email protected] Phone: 1-613-263-4543 https://www.paulstevenson.ca David Warren - Referral Mortgages Email: [email protected] Phone: 1-613-686-6003 https://www.referralmortgages.com/ Greg Campbell - The Campbell Maric Group/EXP Realty Email: [email protected] Phone: 1-613-614-0179 https://www.yourhomeinottawa.ca/ If you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below! New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, The Campbell-Maric Group, PaulStevenson.ca, Guertin/Poirier Law, Centum Mortgage, BIG - Billyard Insurance Group.