Apple Card: Worth It or Waste of Money? (Watch BEFORE You Apply) скачать в хорошем качестве

Apple Card: Worth It or Waste of Money? (Watch BEFORE You Apply)

Thinking about applying for the Apple Credit Card? Before you hit “Apply,” watch this video to understand the 1% trap. Looking for the best Citi setup, check this video out    • The BEST Beginner Credit Card Setup for 2026   The Apple Card’s clean design has a rewards catch that most people miss. If you're not careful, the 1% vs 2% vs 3% cash back structure can quietly cost you money if you don’t use Apple Pay the right way. Below are some other cards and savings accounts I love: Goldman Sachs High Yield Savings Acct 👉 https://www.marcus.com/share/MIC-VRG-... Chase Sapphire Cards 👉https://www.referyourchasecard.com/19... Rakuten 👉 https://www.rakuten.com/r/MICHAE13863... Chase Ink Cards 👉 https://www.referyourchasecard.com/21... Amex Cards 👉 https://americanexpress.com/en-us/ref... Capital One Savor here👉 https://i.capitalone.com/JCKUM3gW2 In this video, I break down the Apple Card rewards, the real-world math, and why many beginners earn less than they should compared to simple no-annual-fee cash back credit cards. We’ll cover the Apple Card’s biggest weaknesses, who the Apple Card is actually for, and the best Apple Card alternatives if you want higher, more consistent cash back. ✅ What you’ll learn: Apple Card rewards explained (3% / 2% / 1%) The “1% trap” and how it affects your real cash back Apple Card vs a flat 2% cash back card (simple math example) Why beginners may be leaving money on the table Who should (and shouldn’t) get the Apple Card Better no-fee credit card setups that beat Apple Card for most people Best for / Not for (quick summary): A new shake-up that could change my thoughts on this card in the future 🔔 Subscribe for more: If this video helped you, please hit the like and subscribe button for weekly videos on credit cards, points, cash back, and building a smarter wallet. 💬 Let me know in the comments which card you prefer and why? Chapters: 00:00 – Start Here 01:30 – The 1st Issue 03:08 – The 2nd Issue 03:47 – The 3rd Issue 05:05 – Who is it For/Not For 05:40 - What I Would Get Instead 06:39 – The Apple Card Shake Up 📌 My general credit card rules: Always pay your statement balance in FULL and on time Turn on autopay so you never miss a payment Never spend more than you can pay off in cash today Don’t chase rewards if your budget isn’t under control yet Some of the links in this video and description are referral or affiliate links. If you use them to apply for a card or make a purchase, I may receive a small commission or bonus points — at no additional cost to you. I only recommend products I personally use or believe provide real value. This video isn't financial advice and is simply my personal opinion. Do your own research to make the best decision for your own situation. The views in this video are my own. Always pay your balance in full; never carry a balance. Terms apply. #applecard #creditcardstrategy #pointsandmiles #cashback #creditcards