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In this powerful episode, Dr. Boyce Watkins explores a question that sparks intense debate and deep reflection: Why do Black Americans have the lowest median income of any major group in the United States? Rather than relying on surface-level explanations, Dr. Watkins digs into the economic history, structural challenges, and financial behaviors that shape wealth outcomes in the Black community. Drawing on decades of research in finance and economics, he explains how ownership, education, and economic strategy play a critical role in determining long-term financial success. Dr. Boyce Watkins is a Finance PhD, founder of The Black Business School, and author of the book *The 10 Commandments of Black Economic Power*. Through his work, he has helped millions of people learn the principles of investing, wealth building, and economic empowerment. In this discussion, he shares practical insights on how families can shift from simply earning income to building generational wealth through investing, entrepreneurship, and collective economic action. If you care about the future of Black wealth and economic independence, this conversation will challenge you to think differently about money, power, and opportunity. To learn more about Dr. Boyce Watkins’ programs on investing and wealth building, visit BoyceWatkins.com. Black Wealth is his obsession and he has spent 30 years teaching wealth-related concepts to students at Syracuse University, The Ohio State University, Indiana University and even in China, Europe and Africa as well. You can learn more about The Black Business School by visiting http://TheBlackBusinessSchool.com. You can learn more about the Dr Boyce Watkins Black Stock Market Program by visiting http://TheBlackStockMarketProgram.com.