Everyone Is Broke — And Most People Don’t Even Realize It (Overspending Explained) скачать в хорошем качестве

Everyone Is Broke — And Most People Don’t Even Realize It (Overspending Explained)

Most people think overspending is about bad self-control. It isn’t. In today’s America, financial trouble rarely looks like failure. People are still shopping, still subscribing, still paying their bills. On the surface, life looks normal. But underneath, something has changed. Debt no longer feels painful. Spending no longer feels intentional. And being financially fragile has quietly become the default. This video breaks down how overspending became normalized in the U.S., not through reckless behavior, but through small, repeated habits that no longer feel like decisions. Monthly payments hide the true cost of debt. Buy Now Pay Later reframes borrowing as smart budgeting. Social media rewards consumption, not stability. And rising inflation leaves almost no margin for error. This is not a video about shaming people for enjoying their lives. It’s an analysis of how modern financial systems, cultural pressure, and everyday habits combine to push people into long-term financial stress—while making it feel completely normal. If you’ve ever felt financially stretched without knowing exactly when it started, this breakdown explains why. everyone is broke overspending america american economy personal finance usa why americans are broke overspending culture cost of living crisis usa middle class america consumer debt usa buy now pay later credit card debt america financial habits usa money psychology inflation usa living paycheck to paycheck #EveryoneIsBroke #Overspending #USEconomy #PersonalFinance #AmericanMiddleClass #ConsumerDebt #MoneyHabits #CostOfLiving