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XRP Under Fire… But Institutions Disagree On the Wolf of All Streets podcast, Tom Dunleavy claimed: “XRP, I really don’t get. It’s centralized, slow, and a banker meme coin.” He went on to say he prefers ETH, SOL, and LINK for Real World Asset (RWA) infrastructure—dismissing XRP as irrelevant. But here’s what the critics are missing 👇 Institutions Are Positioning VERY Differently The CEO of Reserve One confirmed they intend to allocate across the same crypto assets as the U.S. Digital Asset Stockpile. That matters—because policy alignment is becoming the dominant force in crypto. As regulatory clarity accelerates into 2026, major asset managers are already choosing their winners. Franklin Templeton Says the Quiet Part Out Loud Franklin Templeton Digital Assets stated: “XRPL is a payments-first blockchain enabling real-time, low-cost settlement and cross-border transaction efficiency. Within a diversified digital portfolio, we view XRPL’s native token, XRP, as a foundational building block given its market cap significance.” — Roger Bayston, Head of Digital Assets This isn’t retail hype. This is institutional positioning. XRP Isn’t Competing With ETH — It’s Replacing Legacy Rails While ETH, SOL, and LINK focus on smart contracts and composability, XRP Ledger (XRPL) is being used as financial infrastructure: • Real-time settlement • Cross-border payments • Regulatory-friendly design • Low fees at scale Different job. Different market. Different outcome. Wall Street Access Is Expanding Learn more about XRPZ, an exchange-traded product designed to give investors exposure to XRP price movements—built on the Ripple protocol. Institutions aren’t asking if XRP will be used. They’re deciding how much exposure they need. Retail debates narratives. Institutions follow regulation and settlement reality. That’s the disconnect. 📌 Subscribe for daily XRP, macro, and institutional crypto analysis 📈 Follow where capital is actually moving—not where Twitter argues #XRP #XRPL #Bitcoin #Ethereum #Solana #Cardano #CryptoRegulation #RWA #InstitutionalCrypt 💰 Ledger Hardware Wallets: Self Custody is 🔑 https://shop.ledger.com/?r=b3373e664325 🎯 I cover daily XRP news, Ripple developments, and the broader crypto landscape including Ethereum, Cardano, Polkadot, and other Layer 1 smart contract platforms. Dedicated cryptocurrency educational content creator since 2018, I’ve provided in-depth coverage on market cycles, regulation, DeFi, tokenization of real-world assets, Web3 infrastructure, and Layer 2 scaling. ⚠️ Disclaimer: This video contains news commentary and analysis intended for informational and educational purposes only. I am not a financial advisor, and the views expressed are my own opinions. Cryptocurrency markets are highly volatile. Always conduct your own research and consult with a qualified financial professional. Past performance does not guarantee future results. 📬 Contact me: [email protected] 🛒 This description contains affiliate links. If you purchase through these links, I may earn a commission at no additional cost to you.