401k Critical Mistake #2: Leaving After-Tax Contributions in 401k – Mega Backdoor Roth for 2025 скачать в хорошем качестве

401k Critical Mistake #2: Leaving After-Tax Contributions in 401k – Mega Backdoor Roth for 2025

Did you make after tax contributions to your 401k thinking you were optimizing your plan? If those dollars are still sitting in your account unconverted, you may be walking straight into a tax trap. This hidden mistake can quietly turns a high leverage strategy into taxable exposure, and numerous executives often do not discover the cost until it is locked in and too late to reverse. This is 401k Critical Mistake #2. It can apply to the after tax contributions you have already made, not the future contributions covered in 401k Critical Mistake #1. If you have not watched that video yet, I highly recommend it. In this video, you will learn what is at risk, why this mistake is so common, and the practical steps to correct it before it turns into a long term tax liability. What You Will Learn in This Video ✅ Why unconverted after-tax 401k contributions quietly build taxable growth ✅ How the tax trap works using a real world example with a $74,000 tax bill ✅ 2025 IRS pre tax contribution limits and how tax after contributions fit in ✅ How to roll over after tax dollars to a Roth IRA and earnings to a traditional IRA ✅ Why using new IRAs protects your creditor protection benefits ✅ Key warnings that help you avoid triggering unwanted taxes ✅ Why this process may affect strategies like net unrealized appreciation (NUA) This mistake often goes unnoticed until retirement, when the tax hit is unavoidable. By taking corrective action early, you can preserve tax free growth that may otherwise be lost. Follow The Critical Mistakes Series™ on • LinkedIn • YouTube • Instagram • Or visit DAVIDDUNN.COM #DavidDunnWealth #CriticalMistakesSeries #MegaBackdoorRoth #ExecutiveWealth #401kPlanning #TechExecs #AerospaceExecutives #RSUPlanning #TaxStrategy #CPAWealthAdvisor David Dunn Wealth, LLC is a member firm of The Fiduciary Alliance, LLC which is a registered investment adviser. David Dunn Wealth, LLC (DDW) is a member firm of The Fiduciary Alliance, LLC (TFA), which is a Securities and Exchange Commission registered investment advisor. See full disclosure at www.daviddunn.com. Information contained herein is for information purposes only and should not be construed as a solicitation for investment advice or for the purchase or sale of any securities, insurance or other investment products. DDW does not provide accounting or public accountancy services. While information contained herein is based on sources deemed reliable, the accuracy and completeness are not guaranteed. DDW is independent and not affiliated with, endorsed by, or sponsored by Boeing, Microsoft, or their affiliates. References to these companies are for illustrative purposes only and do not imply any relationship or endorsement. This video is for informational purposes only and should not be construed as investment advice or a recommendation to buy or sell any security or to undertake any investment strategy.