What Is Long-Term Care Insurance And What Does It Cost? | Money Unscripted | Fidelity Investments скачать в хорошем качестве

What Is Long-Term Care Insurance And What Does It Cost? | Money Unscripted | Fidelity Investments

Someone turning 65 today has an almost 70% chance of needing some type of long-term care services, according to government data. Whether it's because of an injury, an illness, or simply growing older, that care is expensive. Long-term care insurance is a smart strategy to help protect your finances and your family. So, what is long-term care insurance? How much does it cost? And what does it cover? Get the answers you need on this episode of Fidelity's personal finance podcast Money Unscripted with host Ally Donnelly and Fidelity's Stefne Lynch. Watch now. Learn more about the Alzheimer's Association at https://www.alz.org/ or call their 24/7 helpline at (800) 272-3900. 00:00 Welcome to Money Unscripted 01:17 Long-term care insurance: An introduction 07:08 Why is it important to think about long-term care? 07:47 What is considered long-term care? 08:26 What is long-term care insurance? 08:46 Who could need long-term care? 09:20 What are my health care costs in retirement? 10:07 When is the right time to think about long-term care and long-term care insurance? 12:01 What would disqualify me from getting long-term care insurance? 12:19 How much does long-term care insurance cost? 12:43 What is a waiting period? 13:45 How do I get long-term care insurance? 14:07 How much would it cost me to pay for long-term care without insurance? 15:48 What is a traditional long-term care insurance policy? 16:32 What is a hybrid long-term care insurance policy? 17:27 Long-term care and insurance: A recap Questions? Drop them below 👇 and we’ll reply right in the comments. Hybrid life insurance with long-term care: https://www.fidelity.com/life-insuran... • To see more videos, subscribe on YouTube:    / fidelityinvestments   • Follow Fidelity on Reddit:   / fidelityinvestments   • Follow Fidelity on Instagram:   / fidelityinvestments   • Follow Fidelity on TikTok:   / fidelityinvestments   • Follow Fidelity on Facebook:   / fidelityinvestments   • Follow Fidelity on LinkedIn:   / fidelity-investments   • Follow Fidelity on Discord:   / discord   • Ask Fidelity on X:   / fidelity   Fidelity Brokerage Services LLC, Member NYSE, SIPC, 900 Salem Street, Smithfield, RI 02917 1218142.2.0 #HealthCare #LongTermCare #Insurance #Retirement #LongTermCareInsurance