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Welcome to Episode 101 of I'm The Gaffer Gavin Coyle talks healthcare strategy & employee benefits with Donovan Pyle – Founder & CEO of Health Compass Consulting, author of "Fixing Healthcare," and the expert who's helping construction companies save millions while delivering better care to their teams. If you're a construction owner wondering "How do I keep good employees?" or "Why is healthcare so expensive?" – this episode is your blueprint. We cover: – Why healthcare plans are your secret weapon for attracting and retaining talent in competitive labor markets – The rigged system: how brokers misalign incentives and make MORE when your costs go up – Donovan's journey from the music industry to healthcare consulting – The $4,000 per employee you're wasting on healthcare (25% of total spend is pure waste) – Pre-tax benefits advantages: why benefits beat salary increases dollar-for-dollar – Employee Benefits Voice: the survey tool that reveals what your team actually values – Pet insurance to concierge doctors: surprising benefits employees want – Building fiduciary committees for smarter healthcare governance – The shocking connection between employee turnover and workplace safety incidents – How to budget for benefits: $500-$3,000/month per employee explained – Free resources to optimize your healthcare plan and eliminate waste Sponsored by Hustro.com – the simplest construction management software. Hustro.com – 75% less time on inspections & reports Start and claim 2 months for free→ https://hustro.com/gavin Episode Highlights: 00:00 Intro + Hustro sponsor 00:26 “The Game Is Rigged” — why healthcare lacks transparency 01:02 Welcome to the show + guest intro: Donovan Pyle 02:20 Donovan’s journey: music → insurance → healthcare consulting 04:40 Why healthcare plans matter in construction businesses 05:25 Using benefits to attract & retain talent post-COVID 06:20 The real cost of employee turnover 07:10 Why benefits can outperform salary (tax advantage explained) 08:21 Understanding what employees actually value 10:18 Surprising benefits employees care about (pet insurance) 11:35 Designing flexible benefits for diverse teams 13:08 Global perspective: healthcare taxation & policy differences 15:11 Why traditional brokers are misaligned 16:20 Unbiased consulting model & fiduciary responsibility 18:40 Hustro sponsor message (construction productivity) 19:25 Healthcare transparency laws & disclosure requirements 21:06 Hidden waste in employer health plans 22:23 Role of HR, CFO & leadership in benefits decisions 23:41 Fiduciary committees & governance frameworks 24:30 Innovative benefits: concierge primary care 26:45 Keyman insurance & cyber risk protection 29:33 What employee benefits really cost (US benchmarks) 31:31 Benefits as a strategic & exit-planning advantage 33:05 Maturity model: aligning incentives & shared-savings caution 34:43 Conference workshop: measuring benefits value 36:12 Final insights, mindset lessons & how to contact Donovan FREE RESOURCES FROM DONOVAN Download the free executive summary of "Fixing Healthcare" → https://fixinghealthcare.com CONNECT WITH DONOVAN LinkedIn → / donovanpyle Website → https://donovanpyle.com Company → Health Compass Consulting Book → "Fixing Healthcare" (available on Amazon) I'm The Gaffer, hosted by industry expert Gavin Coyle, is the essential podcast for construction people, offering insider insights, expert interviews, and actionable strategies to blueprint unprecedented success in the dynamic world of construction. Whether you are still 'on the tools', just getting started, a seasoned site manager focused on large-scale project management, or a fast-growth building industry entrepreneur/developer, this podcast is for you. Gavin's guests, ranging from influential thought leaders to boots-on-the-ground practitioners, share their stories, successes, and failures, and offer invaluable lessons and tips, allowing you to have a 360-degree view of the construction landscape. This podcast is a must-have shared learning space for any person looking to achieve success in the building industry. As a construction person, this podcast is your go-to source for navigating the complexities of the construction industry, where success is not just built; it's crafted with precision, passion, and the right knowledge. I'm The Gaffer, available on Apple Podcasts: https://bit.ly/ImTheGaffer Spotify: https://bit.ly/ImTheGafferSpotify YouTube: / @imthegafferpodcast Website: https://www.imthegaffer.com/ #ImTheGaffer #ConstructionBenefits#HealthcareForConstruction #EmployeeRetention #ConstructionBusiness #HealthInsurance #ConstructionPodcast #EmployeeBenefits