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March 4, 2026: The Business Case for Helping Employees Buy Homes What is housing instability really costing your organization? Most HR leaders don't connect the dots between employee homeownership and workforce performance — but the data is clear. Turnover, lost productivity, and 401(k) leakage are all directly tied to financial stress that never stays home. 63% of employees tap their 401(k) for a down payment. That's money your company helped them save — gone. And most of them don't know there's a better option. Join us for a 30-minute session where down payment assistance expert John Collins, founder of Own The Roof and author of No Down Payment? No Problem!, sits down with Ellen Goodridge, founder of Stellar HR Advisors, to walk through how 2,500+ down payment assistance programs work — and how companies can implement DPA education as part of a real workforce stability strategy. Learn more about John's programs at: https://owntheroof.com/ You'll learn: Why 63% of employees tap their 401(k) for a down payment — and what it actually costs them How $38,000 in free assistance compares to what they lose taking it from retirement Who qualifies (hint: probably more of your workforce than you think) How to add this benefit with minimal direct investment What first-time buyers need to know before they ever touch their retirement account This session is for: HR leaders and benefits managers ready to reduce turnover and protect retirement plans CEOs and executives who want a competitive edge in recruiting Realtors who want to help clients find funding they didn't know existed First-time home buyers who feel priced out and don't know where to start Learn more and submit your HR questions anonymously here: https://stellarhra.com/ask-stellar