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If you're thinking about buying a home and you start researching mortgages, you may have found a lot of confusing terms and processes. But at First Merchants, while we speak the complicated language known as "mortgage", we're also translators explaining mortgages in easy to understand terms. We've simplified the mortgage process too. Our mortgage calculator tool helps you know how much home you can afford (https://www.firstmerchants.com/resour.... And our pre-approval process (https://www.firstmerchants.com/person...) helps you shop with confidence. Plus, sellers know you're serious about buying a home. Ready to buy? It's time to talk to a First Merchants mortgage loan officer. They'll explain the types of mortgages available and also explain your interest rate options. You can confidently navigate the mortgage process and First Merchants will be with you at every step; right up to you taking that first step inside your new home. Call First Merchants at 1-800-205-3464 or apply online today at https://www.firstmerchants.com/person... to start your home buying process.