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India is now the world’s fastest-moving digital economy, but also the world’s fastest-growing cyber-fraud hotspot. From UPI scams and QR code tampering to digital arrest calls, spyware-infected second-hand phones, and shame-driven sextortion cases, attackers are using AI and psychological manipulation to target everyday Indians. In this exclusive interview, Neehar Pathare, MD, CEO & CIO, 63SATS -- the company that built the CYBX cybersecurity app for Android and iOS -- reveals how his team is now bringing exchange-grade security to the smartphone in your pocket. CYBX works like a silent sniper on your phone, scanning only threats (not your data), giving real-time alerts against malicious links, QR scams and spyware. And it backs all of this with built-in cyber-fraud insurance up to ₹10 lakh. If you want to understand India’s shifting cyber-crime landscape -- and how to protect your family, your parents, and your own digital life -- this interview is essential viewing. 00:00 – Intro: India’s Cybercrime Explosion 01:22 – Why did 63SATS build CYBX 03:03 – What problems CYBX solves 05:52 – Cyber-fraud insurance in CYBX 06:53 – How much does CYBX insure 07:51 – The biggest cyber mindset myth 09:20 – Why senior citizens are top targets 11:24 – Sextortion cases on the rise 12:49 – CYBX AI-engine and UI upgrades 14:04 – Privacy and encrypted calling features 15:25 – CYBX ahead of attackers using AI 17:51 – App-less smartphones, AI-driven fraud 19:54 – Human psychology and QR code fraud 21:14 – CYBX as a default Indian safety layer ------- ABOUT OUR CHANNEL Digit is India's most popular technology media brand across print, online and social media. Since 2001, Digit has been dishing out buying advice and informed opinions on how to make the most of technology in your daily lives. Digit is the only tech media publication with 2 test labs across India that tests and reviews the entire gamut of consumer technology products and services. THE DIGIT.IN WEBSITE Through our website https://www.digit.in, social media, magazine and more, we strive to give you all of the information about buying gadgets that you want and need. Digit provides test results, information, opinions and advice on what products to buy and how to get the most out of them. Digit represents the largest community of technology consumers (buyers and users) in India, and contains several sub-brands that focus on various needs – for example, SKOAR! is a brand for those who ‘Live to Game’, devworx is our developer centric property, Digit Squad caters to our micro influencer community, etc. FIND US AT Website : https://www.digit.in/ D|GIT SQUAD : INDIA'S LARGEST TECHNOLOGY INFLUENCER NETWORK Join the Digit Squad Discord here: / discord Are you passionate about technology and gadgets? If yes, then here's your chance to become a Digit certified tech influencer by joining the Digit Squad! Follow the link below to join the Digit Squad! https://digitsquad.digit.in/ FOLLOW US ON SOCIAL Get updates or reach out to Get updates on our Social Media Profiles! Facebook: www.facebook.com/thinkdigit/ Twitter: / digitindia Instagram: / digit.in Now you can read Digit Magazine online! Click here to start flipping! https://geek.digit.in/shop