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So many people work hard every single day… yet they’re still broke. Why? In this solo episode of the Masterminds Podcast, Richie Mensah breaks down the real reasons behind financial struggle, and how you can fix them. From financial illiteracy to lifestyle inflation and the trap of “looking rich,” Richie shares practical steps to move from survival to true wealth. In this episode, you’ll learn: Why most people stay broke even when they earn more The money habits that separate the rich from the poor How to stop lifestyle inflation and live below your means Why “looking rich” is killing your financial freedom The 4 types of fitness (physical, mental, spiritual, financial) that define true wealth 📌 Timestamps: 0:00 – Why you’re broke (and how to fix it) 0:25 – Financial illiteracy: the #1 reason people stay broke 1:17 – Rich vs poor money flow explained 2:17 – How lifestyle inflation keeps you trapped 3:32 – Looking rich vs actually getting rich 4:50 – Budgeting & tracking: why most people avoid it 5:56 – Building wealth: keep more, not just make more 6:58 – Redefining wealth: time vs money 7:52 – The 4 types of fitness that create true wealth 9:37 – Final message: take ownership & build generational wealth 📢 Join the Masterminds Community 👉 Telegram: https://t.me/MastermindsGlobal 👉 Subscribe for new episodes every Wednesday & Sunday 🔗 Connect & Resources 📖 Get my book & learn more: www.richiemensah.com 🎧 Get Lynx Reverb headphones: www.lynx-electronics.com 📸 Instagram: @richiemensahgh 🎥 TikTok: @richiemensah_ ✨ Credits Outfit by Allumer Shot at Tigon Creative Studios Equipment support by Kreative5 Ltd 🧡 Disclaimer This podcast is for educational and inspirational purposes. Not financial advice.