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👉 Whether you're a first home buyer or expanding your portfolio, Atelier Wealth can help. Book a discovery session with a mortgage broker here: https://calendly.com/atelier-wealth-d... 👉 For everything you need to know about getting a loan approved and buying a property, read the Happy Home Loan Handbook by Aaron Christie-David. Get a FREE chapter here: https://atelierwealth.com.au/the-happ... Meet Thomas O’Regan: From chef to 9 properties and a 6-figure passive income goal How do you go from working 16-hour shifts as a chef to owning nine properties, building a $3.5 million portfolio, and chasing down $300K in passive income? You get clear on your vision and refuse to settle. In this episode, I sit down with Thomas O’Regan, an everyday Aussie who proves that property success has less to do with income and everything to do with mindset. Starting on a combined income of $120K and a $45K deposit, Thomas shares how he and his wife built a cashflow-positive portfolio while staying aligned as a couple through it all. We unpack the power of leverage, the importance of speed, and why the right community can change everything. Thomas isn’t a trust fund kid or a high-flying exec, he’s living proof that smart, strategic investing is possible for anyone. If you’ve ever thought, “I could never do that”, this one’s for you. Key Moments: 00:40 Thomas’s early investing mistakes and mindset shift 04:01 Buying with a 45K deposit and 120K income 06:10 What Thomas looks for in growth markets 11:03 Navigating trust structures and investment trends 15:40 Transitioning from chef to investor 21:00 The cost of bad advice 26:04 Why now is the time to get in 30:28 Selling for growth: when ego gets in the way 34:02 Being around people who celebrate success 38:10 Using debt wisely and sleeping well at night 44:00 Why he believes property changed his life About Aaron: Aaron-Christie David founded Atelier Wealth, a Mortgage & Finance Association of Australia (MFAA) approved Mortgage Broker. Aaron’s focus is clear – supporting property investors to make confident decisions to build their property portfolio. He has been recognised in the MPA Top 100 Broker rankings for the last three years. With over 10 years of financial services experience, with a career spanning Wizard Home Loans and Commonwealth Bank, Aaron's decision to become a broker was to help more Australians fearlessly buy investment properties to achieve intergenerational wealth. Connect with Aaron: Visit the website: https://atelierwealth.com.au/ Follow the Australian Investment Property Podcast’s Official Instagram account: / aupropertyinvestmentpodcast Follow Aaron on Facebook: / aaronchristiedavid Follow Aaron on LinkedIn: / aaronchristiedavid Subscribe to Atelier Wealth’s YouTube Channel: / @atelierwealth_au About Thomas O’Regan: Thomas O’Regan is a property investor and founder of O’Regan Property, dedicated to helping everyday Australians build long-term wealth through smart, cashflow-positive investments. After starting with just a $45K deposit and a modest income as a chef, Thomas has grown a 9-property portfolio worth over $3.5 million, proving that strategy and mindset matter more than salary. Now working as a buyer’s agent, Thomas shares his expertise with clients across Australia, focusing on education, transparency, and results. His mission is simple: to make property investing accessible, sustainable, and life-changing. Connect with Thomas O’Regan: Follow Thomas O’Regan on LinkedIn: / thomas-o%e2%80%99regan-762a77321 Follow Thomas O’Regan on YouTube: / @thomasoregan-y2h Follow Thomas O’Regan on TikTok: / thomasjoregan #propertyinvesting #australianrealestate #financialfreedom