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http://cornerstonewealth.com.au http://christiansuper.com.au Gavin Martin, Financial Adviser and the Managing Director of Cornerstone Wealth explains what deeming is and how it affects you age pension. • All financial investments are aggregated. This includes (cash, shares, bank accounts, investments, loans) For a Single: • first $48,000 is assessed at 2% • remainder is assessed at 3.5% For Couples: • first $79,600 combined is assessed at 2% • remainder is assessed at 3.5% Disclaimer This presentation has been prepared without taking into account the personal objectives, financial situation or needs of any person. You should consider the appropriateness of the information presented having regard to your own objectives, financial situation and needs and obtain professional financial advice prior to making any decision. Before making any decision about whether to acquire any financial product, you should obtain and consider the information contained in the relevant Product Disclosure Statement. © Cornerstone Wealth 2014. All rights reserved. No part of this presentation may be reproduced in any form without the prior permission of the copyright.