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Key Takeaways for Your Protection: Contractor Verification Essentials: Learn the critical steps to verify licenses (e.g., CSLB checks) and ensure workers' compensation insurance is in place before hiring anyone. Decoding Home Improvement Contracts: Understand crucial protections like the max $1,000 deposit rule, payment schedules tied to work completion, and your 7-day cancellation right in disaster zones. Spotting Major Red Flags: Recognize immediate dangers, such as contractors pressuring you to sign electronically without a printed review, demanding payment before work is complete, or refusing to clearly define financing. Mechanics Lien Protection: Discover strategies to track subcontractors, verify their payments, and understand the timeline for preliminary lien notices to protect your home from debt. Edison Settlement Considerations: Get clear information on how settlements can affect your tax liability, benefits eligibility, and potential attorney liens, including the risks of bankruptcy clawbacks.