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A terrible guide to the terrible terminology of U.S. Health Insurance

hahaha this system sucks. a huge thanks to my Patreon for giving me a chance to do this way-too-big video: / briandavidgilbert filmed by Karen Han: / karenyhan music by Louie Zong, check out the album "Business": https://louiezong.bandcamp.com/ MERCH: https://store.dftba.com/collections/b... STREAMS: / briandavidgilbert STREAM ARCHIVE: / @bdgsvods INSTA: / briamgilbert WEBSITE: https://www.briandavidgilbert.com/ Looking to get involved in healthcare reform? Check for any state/local groups or groups in your profession (especially if you are a nurse/doctor/medical student!) to join or support! Here's a relatively comprehensive Wiki page on U.S. Healthcare Reform Advocacy Groups to give you starting point: https://en.wikipedia.org/wiki/List_of... ARTICLES REFERENCED IN THE VIDEO: "Brian David Gilbert Begins Comprehensive Deep Dive Into How to Get Health Insurance Now": https://hard-drive.net/brian-david-gi... "FORMULARY (LIST OF COVERED DRUGS) FOR BLUE SHIELD OF CALIFORNIA MEDICARE PLANS": https://www.blueshieldca.com/bsca/bsc... "Analysis: Half of Emergency Ambulance Rides Lead to Out-of-Network Bills for Privately Insured Patients": https://www.kff.org/health-costs/pres... "Can Hospitals Use an Out-of-Network Anesthesiologist or Physician?": https://www.ushealthgroup.com/2021/04... "What Medicare Covers": https://www.medicare.gov/what-medicar... "Nebraska Medicare Eligibility": https://dhhs.ne.gov/Pages/Medicaid-El... "Millions of kids qualify for Medicaid. Biden funds outreach to boost enrollment": https://www.npr.org/sections/health-s... "Open Secrets: Client Profile: Blue Cross/Blue Shield": https://www.opensecrets.org/federal-l... SECTIONS: 00:00 - Intro 01:52 - Health Insurance 02:53 - Dental & Vision Insurance 03:42 - Premium 04:19 - Deductible 07:08 - Copays & Coinsurance, Out-of-Pocket Maximum 09:58 - Drug Tiers, Drug Formulary 11:53 - Open Enrollment, Qualifying Life Event, COBRA, Special Enrollment Period 14:40 - In-Network, Out-of-Network, Multi-Tier Network 17:03 - HMO, PPO, EPO, POS Plans 19:08 - HSA, FSA, MSA, HRA 22:14 - Medicare & Medicaid 25:19 - Obfuscation 27:02 - So... what now? 29:19 - Credits

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