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Are you a first time home buyer interested in buying with a minimal down payment using FHA? This guide will breakdown the 2025 FHA Loan Requirements to give you everything you need to know about qualifying with an FHA loan . Start Here 👇 ✅ - Ready to find the right loan and real estate agent? Start your stress-free journey today: http://www.jebsmith.net/start Watch This Next 👇 ⏩ FHA Income Requirements - • NEW FHA Income Requirements 2024 - First T... ⏩ FHA Loan Requirements - • NEW FHA Loan Requirements 2024 - First Tim... ⏩ How much can you afford with FHA? - • NEW FHA Loan Requirements 2024 - How much ... ⏩Comparing Monthly Payments on FHA vs Conventional Loan - • NEW Comparing Monthly Payments on FHA vs C... 0:00 - Who can use an FHA Loan? 0:33 - Busting Myths Around FHA Loans 1:40 - Discussing Overlays On FHA 2:30 - Credit Score & Down Payment Requirements For FHA 3:26 - Closing Costs Requirements for FHA Loans 4:19 - Mortgage Insurance Requirements for FHA 6:26 - Calculating The UFMIP for FHA 7:45 - How Do You Get RID of FHA Mortgage Insurance? 8:22 - Why Pre-Approval Is So Important 9:20 - FHA Debt To Income Ratio Requirements ( Calculating FHA DTI) 12:24 - Types of Properties You Can Finance Using FHA 13:29 - FHA Self Sufficiency Test 14:33 - Why Some Condos Can't Be Financed With FHA 15:43 - FHA Loan Limits (How Do They Work) 16:40 - FHA Income and Employment Guidelines 18:10 - When Should You Start The Pre-Approval Process? 18:34 - What Documenation Is Required For An FHA Loan? FHA Approved Condo List - https://entp.hud.gov/idapp/html/condl... FHA County Loan Limits - https://entp.hud.gov/idapp/html/hicos... NEW 2024 FHA LOAN LIMITS - Low Cost Areas: One-unit: $524,225 Two-unit: $671,200 Three-unit: $811,275 Four-unit: $1,008,300 High Cost Areas: One-unit: $1,209,750 Two-unit: $1,548,975 Three-unit: $1,872,225 Four-unit: $2,326,875 Jeb Smith DRE 01407449 Real Broker #HousingMarket2025 #RealEstate #FHA