🏡📊🤔Should You Pay Off the Mortgage or Invest First? | Smart Moves at Any Income скачать в хорошем качестве

🏡📊🤔Should You Pay Off the Mortgage or Invest First? | Smart Moves at Any Income

This video is about one of the toughest money dilemmas out there: should you pay off mortgage debt first 🏠, or invest instead 📈? Every homeowner faces the same fork in the road. On one side sits the security of being debt-free when you pay off mortgage obligations ✅. On the other side lies the excitement and potential rewards of investing, where your cash works harder for you in the markets 💰. In this episode of the "Money and investing" show, hosts Andrew Baxter and Mitchell Olarenshaw dive into the psychology, numbers, and strategies behind this decision. Paying off mortgage debt gives certainty, guaranteed savings on interest 💵, and peace of mind 😌. Yet investing, when done smartly, offers higher returns 📊 and long-term wealth creation 🌱. The challenge is knowing which lever to pull, when to pull it, and how to balance both ⚖️. Throughout the discussion, you’ll hear why investing is often about delayed gratification ⏳ and why paying off mortgage debt can deliver immediate relief 🎯. Hosts explore scenarios across income levels: high earners tempted by lifestyle upgrades, average earners with side hustles pushing to pay off mortgage balances faster, and lower-income households learning how to invest small amounts consistently 📈. Markets, interest rates, tax benefits, and life stages all get unpacked. Should you throw spare cash into an offset account to reduce mortgage interest, or invest in an index tracker 📊 and aim for a 9% return 🎯? Should you prioritise mortgage reduction if rates are rising 📈, or invest aggressively if borrowing costs are falling 📉? The answers aren’t one-size-fits-all, but the strategies here give you a clear playbook 📘. This video makes it crystal clear: you don’t always need to choose between paying off the mortgage and investing — you can do both 🔄. By budgeting 📋, side hustling 💼, and sticking to the basics, you can reduce your mortgage while also building an investing portfolio. Whether you’re starting out or already have a tidy nest egg 💵, the principles apply at any stage of life. 👉 Don’t leave your financial future to chance. Watch now to discover whether you should pay off mortgage debt first 🏠, start investing straight away 📈, or run the two strategies side by side. Subscribe 🔔, comment 💬 with your own approach, and learn the smart moves that put you ahead 🏆. ✅📱💲► SUBSCRIBE ►    / @australianinvestmenteducation   ❓👉► ASK ANDREW http://askandrewbaxter.com/ 📚💰🚀 "The Wealth Playbook" - Your Ultimate Guide to Financial Security by Andrew Baxter, NEW transformative book – order your copy today at ► https://www.wealthplaybook.com.au/ 💰💪😎 💰💲☝ Wealth Masterclass: https://www.wealthmasterclass.com.au/ If you want to learn how to make money from trading, click these links below 🔽🔽🔽 📲► DOWNLOAD MyTradingAdvisor App iOS and Android    • MyTradingAdvisor App   Apple App Store https://apps.apple.com/app/mytradinga... Google Play https://play.google.com/store/apps/de... 📈► MyTradingAdvisor App Walkthrough    • MyTradingAdvisor App Walkthrough   ✅► REGISTER FOR FREE Online Training with Andrew Baxter https://bit.ly/cod-online ✅► SUBSCRIBE to the Money and Investing Podcast http://www.moneyandinvesting.com.au/ ✅► LEARN FREE Stock Repair Strategy https://www.stockrepairstrategy.com/ ________________________ 💻🎧📝 YOU MIGHT ALSO LIKE THESE VIDEOS ► 2025 Australian Tax Tips: Smart Hacks You Need to Know!    • 💰😎☝️2025 Australian Tax Tips: Smart Hacks ...   ► Top 5 Financial Mistakes to Avoid in Your 30s – Don’t Learn the Hard Way    • 💸😨🙅Top 5 Financial Mistakes to Avoid in Yo...   ► The Cold Truth About the Australian Property Market in 2025    • 🏘️📈🤔The Cold Truth About the Australian Pr...   ► Superannuation in Australia: Are You Playing Catch-up or Getting Ahead?    • 💵💰🤔Superannuation in Australia: Are You Pl...   ► Impact of the RBA Interest Rate Cuts: Who Wins — Property, Shares or Bonds?    • 📉💰🤔Impact of the RBA Interest Rate Cuts: W...   ________________________ 📱 STAY TUNED ► Website https://australianinvestmenteducation... ► Facebook   / australianinvestmenteducation   ► Instagram   / moneyandinvesting.com.au   #AustralianInvestmentEducation #investing #AndrewBaxter