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Is the CPF Enhanced Retirement Sum (ERS) really worth topping up? In this roundtable, we break down what the CPF Enhanced Retirement Sum actually means, how it compares against the Basic Retirement Sum (BRS) and Full Retirement Sum (FRS), and what the 2026 CPF retirement sums imply for long-term planning. We’ll also dive into how payouts work, what kind of retirement income you can expect at different sum levels, and who ERS is best suited for. If you're deciding whether to top up CPF (or invest instead), this episode will help you make a clearer, more confident choice. 00:00 Intro 00:49 2026 retirement sums 05:14 Payouts 12:08 CPF ERS? 18:51 Risk takers 📧 THE FIFTH PERSON NEWSLETTER - Subscribe for Free Exclusive Webinars and More! https://fifthperson.com/newsletter/ 📖 FREE EBOOK - A Quick-start Guide to Winning the Game of Stocks https://fifthperson.com/ebook/ 💻 FREE TRAINING WEBINAR - How to build a profitable income portfolio https://TheIncomeStrategy.com Here are a few more investing tips and tutorials to help you out: 💵 HOW TO INVEST IN DIVIDEND STOCKS • How To Invest And Make Money From Dividend... 🏢 HOW TO INVEST IN REITS • How To Invest In REITs For Passive Income ... 🏖️ HOW TO GROW YOUR CPF FOR RETIREMENT • How To Grow Your CPF For Retirement - $1 M... 📄 HOW TO READ A FINANCIAL REPORT • How To Read A Financial Report - Step By Step _________________ 📊 Get more investment insights, tips, and company analysis from our blog (100% free). https://FifthPerson.com 🎙️Also on Spotify: https://podcasters.spotify.com/pod/sh...