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How to Choose a Medicare Prescription Drug Plan ✅| Medicare By Jamie

💊Using the Medicare Plan Finder to Choose a Prescription Drug Plan💊 It is important to know how to choose a prescription drug plan based on both coverage and cost. Not all Part D plans are created equal, and the costs can change based on your prescriptions. Medicare Part D: Stages of Coverage:    • Medicare Part D ✅: Stages of Drug Cov...   Medicare Prescription Drug Plans: When to Enroll:    • Medicare Prescription Drug Plans ✅: W...   https://www.MedicareByJamie.com Phone: 1-833-65JAMIE (52643) [email protected] Medicare Choices Made Easy Medicare drug coverage is available through private insurance companies approved by Medicare. There are different ways to obtain the coverage with associated costs that vary depending on other coverage used with this plan. How Do You Get Coverage You have two options to get drug coverage including through Medicare Part C Advantage Plan or through Part D Prescription Drug Plan. The most common way is through Part D. This plan can be used with original Medicare. Part C or Medicare Advantage Plan includes using a PPO or HMO along with benefits similar to Part A and B. You may be required to sign up for Part A and B in order to obtain Part D with Part C. Medicare drug coverage options may vary and could change depending on what Part C covers. Associated Costs and Getting Help Your income will determine how much you pay toward prescription drugs. If you receive Social Security you can have costs deducted from your Social Security payment. You may be required to satisfy an annual deductible before the drug coverage starts to pay. You may be required to pay a copay or coinsurance after paying a deductible (if your plan has this requirement). There are drug plans with different tiers that show how much you could pay depending on related costs. Generic drugs may have cheaper copay than name brand. The coinsurance is roughly a percentage of what the beneficiary pays before Medicare insurance covers costs, possibly 20-25%. When you pay for drugs you are paying for a month supply unless stated otherwise. There is potential for out-of-pocket costs to be paid by the beneficiary if the insurance does not cover the cost, but in few cases this is rare. Additional Tips on Drug Coverage You can get help paying for Medicare drug coverage if you qualify. You may need to provide proof of documentation to show your eligibility for assistance. Such options may allow you to pay just a few dollars for medicine. You can obtain help when you are receiving medication and before your supply runs out for the month. The amount you pay for your plan varies based on drugs used, plan option, where you go to obtain prescriptions, if the drug is on the formulary approved by Medicare, and whether you qualify for assistance in paying for drug costs. You may qualify for assistance by your state if you receive Medicare Part A and/or Part B coverage. Enroll for coverage during the initial period to avoid paying penalties. Subscribe Here for More Medicare Tips: QUICK AND EASY MEDICARE SUPPLEMENT QUOTES https://www.medicarebyjamie.com/ Facebook:   / medicarebyjamie   Twitter:   / medicarebyjamie   LinkedIn:   / jamiebanner954   YouTube Channel:    / @medicarebyjamie830   💊Using the Medicare Plan Finder to Choose a Prescription Drug Plan💊 #medicare #PartD #medicaresupplement #mediGap