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Whether you are a solo performer, DJ, or part of a band, having the right insurance is essential to protect your gear, your business, and your reputation. In this video, Insurance Canopy breaks down what musician insurance covers, why you need it, and the common risks performers face. from equipment theft to copyright claims. Learn what coverage is worth it, what most policies do not include, and how to avoid costly mistakes on and off the stage. 🔗 Learn more or get covered: https://www.insurancecanopy.com/music... What You’ll Learn: • What musician insurance is and how it works • The difference between liability and equipment coverage • Real examples of claims musicians have faced • What is not included in standard policies • Why venues require proof of insurance • How copyright issues can lead to major fines • Why even unpaid gigs carry risk Timestamps: 0:00 Introduction 1:00 What is musician insurance 2:42 What musician insurance typically covers 4:41 Liability versus gear protection 6:27 Commercial auto and workers comp 7:16 Event cancellation and weather protection 9:01 When to buy insurance as a musician 10:44 COIs and venue requirements 12:43 Common exclusions in policies 14:45 Copyright and trademark issues 17:13 Coverage differences for solo artists and bands 20:12 Real insurance claim examples 22:51 Why venue or home insurance is not enough 25:21 Personal and advertising injury explained 27:00 Multi-state coverage and policy tips Subscribe to the channel for more insights on protecting your music career and managing risk as a performer. Follow Insurance Canopy! / insurancecanopy / insurancecanopy