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The Changed app is an app that lets you round up your spare change and apply them to your student loan. The pioneer of round up technology was Acorns, Both Acorns, and Stash offer the same round up features but instead of going to your student loans, the spare change is instead invested in to the stock market. Now between JUST Acorns and Stash, Acorns is the clear winner just simply due to less fees than stash, but if you were going to use a round up feature to help you save money in any way, there really is no better way in my opinion than to use Changed. Although this may sound like an Advert for Changed, in no way shape or form was this episode sponsored, these are all my opinions that I truly believe would add value to you.