Why Everything in Retirement Changes if You Have a Pension скачать в хорошем качестве

Why Everything in Retirement Changes if You Have a Pension

If you have a pension, provident fund, preservation fund, or retirement annuity, your retirement decisions are very different — and often far more permanent than most South Africans realise. A pension is one of the most valuable assets you’ll ever have in retirement. But it’s also one of the most misunderstood. In this video, Cam Sondlo from Family Wealth Custodians explains: What we really mean when we talk about “a pension” The critical moment when you retire or access your pension How lump sums are taxed — and why taking the maximum is often a mistake The real difference between a life annuity and a living annuity Why retirement feels completely different once your investments must pay you The biggest risk retirees miss: taking the wrong income at the wrong time This video is especially relevant if you are: Approaching retirement Already retired Unsure whether to take cash or income Debating certainty vs flexibility in retirement 📌 Important disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Everyone’s situation is different — always speak to a qualified financial planner before making retirement decisions. 📌 Join our Retirement Community here: https://www.familywealth.co.za/retire... 📌 Get started here: https://www.familywealth.co.za/get-st... Check out our social media: Facebook: https://www.facebook.com/profile.php?... Instagram:   / familywealthcustodians   LinkedIn: https://www.linkedin.com/company/fami... Disclaimer: This video is for educational purposes only and does not constitute personal financial advice. Please consult a licensed financial planner or tax practitioner before making any decisions.