Canada Has No Inheritance Tax — But CRA Will Still Take $130,000 When You Die скачать в хорошем качестве

Canada Has No Inheritance Tax — But CRA Will Still Take $130,000 When You Die

Canada has no inheritance tax — but the CRA will still send your family a six-figure tax bill the day you die. Under the deemed disposition rule, every non-registered investment account, stock portfolio, ETF, and secondary property you own is treated as sold at fair market value on your date of death — and the capital gains tax on all of it lands on your final return in one year, all at once, whether your family was ready or not. This video explains exactly how the deemed disposition rule works, who it hits hardest, what the real numbers look like for a non-registered account and a family cottage, and the three specific strategies — spousal rollover, life insurance sizing, and account architecture — that determine whether your estate pays the bill or your family does. These are the 2026 CRA rules every Canadian investor with a non-registered account or a secondary property needs to understand before it is too late to plan. The information in this video is for general educational purposes only and reflects Canadian federal tax rules as published by the Canada Revenue Agency for the 2025 and 2026 tax years. It does not constitute personalized financial, tax, or legal advice. Tax rules vary by province and individual circumstances. Always consult a qualified tax professional or financial advisor before making decisions about your registered accounts, estate plan, or tax filings. Maple Market Brief is not affiliated with the Canada Revenue Agency or any financial institution. #CanadaTax #DeemedDisposition #CapitalGainsTax #EstatePlanning #CanadianInvestor #CRACanada #InheritanceTaxCanada #NonRegisteredAccount #TerminalReturn #CapitalGainsCanada #EstatetaxCanada #RRSPCanada #TFSACanada #CanadianPersonalFinance #MapleMarketBrief #RetirementCanada #CanadianFinance #TaxFreeCanada #CottageCapitalGains #SpousalRollover