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When central banks “print” money, most people assume it flows into the economy evenly. But modern money creation doesn’t work that way. In this video, we explain who actually receives newly created money first, why asset prices rise before wages, and how the financial system quietly distributes the effects of monetary policy. You’ll learn how central banks inject liquidity, why financial institutions and markets respond instantly, and why everyday costs often increase long before paychecks do. This is not a political argument or a conspiracy theory. It’s a mechanical explanation of how modern monetary systems operate — and why proximity to money matters. If you want to understand money printing, inflation, interest rates, asset prices, and the real structure of today’s economy, this video breaks it down clearly and visually. Welcome to The Rate Effect. #moneyprinting #centralbanks #federalreserve #inflationexplained #interestrates #economyexplained #howmoneyworks #financialsystem #macroeconomics #assetprices #wealthinequality #monetarypolicy #financeeducation #therateeffect #finance