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On today’s episode, Valeria welcomes Vivian Tu, better known as Your Rich BFF online. Vivian is an ex-Wall Street Trader, Strategy Sales Partner at a Tech company, and the face of YourRichBFF. She started YourRichBFF as a passion project to share digestible lessons on financial literacy and lifestyle. Since then, she has built a community of over 2,500,000 besties helping one another get rich and stay rich. Together, Valeria and Vivian dive into how being smart about money is not just a practical skill; it's a cornerstone of a secure and fulfilling life. They also explore the belief that financial literacy empowers individuals to make informed decisions about budgeting, saving, and investing, and fosters a sense of control over one's economic stability. Vivian’s book is available now! Order here: Rich AF: The Winning Money Mindset That Will Change Your Life You can find Vivian on: / your.richbff / yourrichbff https://www.yourrichbff.com/ What We Talked About: 00:00 Intro 00:21 From stock market trader to full-time content creator 03:55 Having the sense of belonging to the society of rich people 06:03 The mindset of rich people and how they handle money 11:17 Not all debt is bad 16:39 “How I lost $4000 to break off a lease.” - Do the STRIP method 23:23 The truth about having emergency funds 28:27 Everything, when comes to finances comes down to time 31:48 What is an FU number? 34:57 The influencer lifestyle and being smart with money 39:45 What in your workplace can and cannot be changed? 42:17 How does the Brag Book works 45:05 Asking for a raise isn’t being greedy if you deserve it 47:36 Two things to remember when negotiating 54:22 Handling finances while in a relationship 58:25 Money is just a medium for what people value 01:00:00 Who pays for the first date? 01:03:06 “You aren’t bad with money, you weren’t thought about it” 01:05:33 Money can buy you the ability to be happy #valerialipovetsky #notalone #podcast Check out the podcast at: https://www.notalonepod.com/ You can also access this podcast through the following platforms: Spotify: https://open.spotify.com/show/5O3UovT... Amazon: https://music.amazon.ca/podcasts/074b... Google: https://podcasts.google.com/feed/aHR0... Apple: https://podcasts.apple.com/us/podcast... Pandora: https://www.pandora.com/podcast/not-a... ❤️ Subscribe for more vlogs https://www.youtube.com/ValeriaLipove... Shop This look 🛍️ : https://liketk.it/4rddS ❤️ Where else you can find me: Instagram: / valerialipovetsky TikTok: / valeria.lipovetsky Facebook: / valerialipovetskyblog Podcast: https://www.notalonepod.com/ Amazon Storefront: https://www.amazon.com/shop/valeriali... LTK: https://www.shopltk.com/explore/valer... Disclaimer: The links in this description are sponsor or affiliate links. If you make a purchase through these links I may earn a credit or commission at no additional cost to you.