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In this episode, Chris and Matt sit down with former Air Force firefighter and tax expert Matt Stelmaszek to discuss tax strategy specifically for federal firefighters before the April 15 filing deadline. Topics include: How federal tax brackets actually work (marginal vs effective rates) Why earning more overtime does NOT push all your income into a higher bracket Traditional TSP contributions and how they reduce taxable income The power of Roth IRA contributions before the deadline 529 contributions and who benefits The “No Tax on OT” rule for federal firefighters Common financial mistakes made by service members and federal employees If you’re a DoD firefighter, federal employee, or transitioning service member — this episode will help you make informed decisions before filing your return. 🎧 Listen on all major podcast platforms