Mortgage Rates Update January 2026 | Housing Market News, Interest Rates & No Buy January Explained скачать в хорошем качестве

Mortgage Rates Update January 2026 | Housing Market News, Interest Rates & No Buy January Explained

❄️ Last Week in Mortgage Rates & Real Estate (Jan 19–23, 2026) ❄️ Snow, ice, and freezing rain may have slowed things down across North Carolina, but the mortgage and housing markets kept moving. In this video, I break down what actually happened last week—no predictions, no hype—just the facts that matter if you’re thinking about buying, selling, or refinancing. Here’s what we cover: 🏦 Mortgage & Economic Updates Jobless claims came in 200,000 lower than expected New unemployment applications hit a 2-year low The Fed’s preferred inflation gauge moved up to 2.8%, right in line with expectations 📉 Interest Rates & Buyer Strategy Why waiting for rates to drop can cost you more in the long run The reality of how rates move up fast and down slowly Why “date the rate, marry the house” still makes sense 🛑 No-Buy January Why Gen Z and Millennials are spending less Rising credit card debt and what it means for the broader economy 🏡 Housing Market Snapshot Pending home sales down month-over-month and year-over-year Average days on market at 39 days—right in the healthy 30–60 day range What that balance means for buyers and sellers 🏗️ New Construction vs Renovations Why large new builds are slowing down Why home renovations are on the rise How renovation loans can help you buy an affordable home and fix it up with one loan 📍 Local Insight How recent executive actions targeting institutional buyers may (or may not) affect Catawba County, Hickory, and surrounding areas 💡 Big Picture Takeaway Over 90% of millionaires built wealth through real estate. The best time to buy was yesterday. The second-best time is when you’re ready and informed. If you want help navigating your options—first-time buyer, homeowner, or investor—I’m here. 📞 Call or text: 828-238-2682 🌐 Website: https://talktojosh.net Like, subscribe, and share if this helped you understand what’s really happening in real estate. Stay warm out there!