Financial Planner REACTS To Dave Ramsey’s Social Security Advice скачать в хорошем качестве

Financial Planner REACTS To Dave Ramsey’s Social Security Advice

In this video, Colin Exelby, CFP® breaks down a key segment from Dave Ramsey's discussion on the best time to collect Social Security. With over 24 years of experience as a financial advisor, I’ve seen firsthand that there’s no one-size-fits-all answer. Together, we’ll analyze the pros and cons of filing early, the impact of income limits, potential tax consequences, and whether investing early benefits can truly outperform delaying. Dave’s advice works for many—but is it the right fit for you? Let’s dive in and see! Don’t miss my final takeaway on making the smartest Social Security decision for your future. ⭐Support the Channel by Becoming a Community Member⭐ 👇   / @seetheforestthroughthetrees   00:00-Introduction 01:10-The Question 02:44-The Trick to Knowing When to Collect 04:45-How Much Can You Earn and Still Get Benefits? 06:50-What Income Counts Towards Reducing Benefits? 07:50-File and Invest vs Waiting to Collect 09:00-Testing Dave's Theory 13:36-2 Key Things to Remember 14:48-Survivor Spousal Benefits Social Security Admin "How Work Affects Your Benefits"👇 https://www.ssa.gov/pubs/EN-05-10069.pdf Social Security Admin Retirement Earnings Test👇 https://www.ssa.gov/policy/docs/progr... #daveramseycashenvelope #SocialSecurity #RetirementPlanning #FinancialAdvice #Investing #PersonalFinance #WealthManagement #MoneyMatters #RetirementSavings #FinancialFreedom Dave Ramsey's original video:    • When Is The Best Time To Start Collecting ...   Outstanding Personal Finance Tools👇 Stop leaving yourself vulnerable to data breaches. Go to my sponsor...👇 ★☆★Aura to get a 14-day free trial and see if any of your data has been exposed.★☆★ https://aura.com/cwmwealth Budgeting...👇 ★☆★ Rocket Money (originally called as TrueBill) ★☆★ https://rocketmoney.sjv.io/CelestialWM Wealth Management...👇 ★☆★Personal Capital ★☆★👇 https://personalcapital.sjv.io/Celest... Bookkeeping...👇 ★☆★Gusto Bookkeeping★☆★👇 https://gusto.pxf.io/CelestialWM [About] Colin Exelby is a Certified Financial Planner Professional™ or CFP®. He owns the virtual financial advisory practice Celestial Wealth Management. I provide financial planning for business owners and their families that makes sense. Transformational change is made when you focus on the big picture. My goal is to help you think outside the box about your life, your money, and your health to be the best you can possibly be. We strive to help you: *Optimize Your Cash Flow *Minimize Your Taxes *Build Your Net Worth *Create a Lasting Legacy ➡️ ➡️Free Guide Here: https://celestialwm.com/ptpebook-go/⬅️⬅️ Do you watch Dave Ramsey, Robert Kiyosaki, Grant Cardone, Gary Vee, Graham Stephan, Meet Kevin, Ryan Scribner, Replace Your Mortgage, Project Life Mastery, Russel Brunson, Alex Becker, Tanner J Fox, Refusing to Settle, Dan Lok, Jeff Rose, Tai Lopez, Bigger Pockets, or Pat Flynn? Then you'll love our channel! Be sure to subscribe and I'll see you in the comments! Top Financial Advisor Baltimore. Top Financial Planner Maryland. Affiliate Link Disclaimer: I only recommend products I would use myself and all opinions expressed here are our own. This post may contain affiliate links that at no additional cost to you, I may earn a small commission. Read full privacy policy at celestialwm.com. Celestial Wealth Management LLC receives compensation from YouTube for the presence of advertising before, after, and during this video content. Celestial Wealth Management LLC does not control the content or presence of any advertisements. The presence of any advertisement does not constitute an endorsement of the ad, company, entity, or product by Celestial Wealth Management LLC.