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Strategic Financial Planning for Mid-Career Dentists

Mid-career is where small financial decisions compound—positively or painfully. In this practical session, we’ll tie together lease negotiation strategy, P&L analysis, and financial planning to help dentists protect cash flow, reduce risk, and make confident growth decisions. You’ll learn how to cut through analysis paralysis, use your data to prioritize action, and leave with a tangible, step-by-step career roadmap you can implement immediately—whether you’re optimizing your current practice, expanding, or preparing for transition. Learning objectives: • Identify and quantify the top lease terms that impact practice value and cash flow—and outline a negotiation plan. • Read a dental P&L like an operator: spot margin leaks, benchmark key ratios, and set quarterly targets. • Build a simple, data-driven decision matrix to overcome analysis paralysis and choose the next best move. • Align personal financial planning (debt, liquidity, retirement) with practice strategy to reduce risk.