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How do you actually build wealth and become a millionaire in your 20s or 30s? When I was 21, I believed working hard was enough to become wealthy. More than a decade later, I’ve learned that real wealth is built through smart money decisions, long-term investing, mindset shifts, and leverage — not just effort alone. In this video, I break down the exact strategies I’m using to work toward becoming a millionaire, including: • Living below my means and avoiding lifestyle inflation • Investing consistently to build long-term wealth • Building passive income streams instead of relying on a paycheck • Thinking in first principles to create non-traditional opportunities • Leveraging other people’s expertise (one decision saved me nearly $20,000) • Using compounding and the slight edge to grow wealth over time • Identifying and leaning into your personal money-making strengths Everything shared in this video is based on real-life experience, proven wealth-building principles, and lessons learned from top money and business experts. If you’re focused on financial freedom, passive income, investing, or building wealth long-term, this video will give you a clear framework to start making better financial decisions today. Let me know in the comments what your financial goals are — and subscribe if you want to follow the journey as I build this in real time. 🌐Links and websites: 💻My website / blog: https://www.stefanwilfred.com/ 📸Instagram: / stefanwilfred_ 📈Stock Analysis Site: https://stockanalysis.com/ ⌚️Timestamps: 00:00:00 - Intro 00:00:44 - Live Below My Means 00:03:21 - Grow My Investment Portfolios 00:04:28 - Build Passive Income 00:05:56 - Think in First Principles 00:08:02 - Utilize Other People's Strengths 00:09:46 - The Slight Edge 00:11:41 - Money Making Super Power 00:13:00 - Outro 📝Credits: Music: https://www.epidemicsound.com/music/t... ⵌHashtags: #buildwealth #personalfinance #financialfreedom #investing #passiveincome #millionairemindset #moneyhabits