Ep 49 Craig Sher on the Ort Jet Business Show with David Zidel скачать в хорошем качестве

Ep 49 Craig Sher on the Ort Jet Business Show with David Zidel

In this powerful conversation, we sit down with Craig Sher, Chief Product & Investment Officer at Discovery Invest, to explore the real science behind smarter investing, retirement planning, and behavioural finance. From the savings crisis facing South Africans to the psychology that drives our financial decisions, Craig shares practical insights on building long-term wealth, escaping the “sandwich generation,” and preparing for a retirement that could last as long as your working life. Drawing on his journey from actuary at the Discovery Group to investment leader—and his academic foundation at Wits—this discussion blends strategy, leadership, parenting, and behavioural economics into one inspiring and practical conversation. Whether you’re starting your first job, planning retirement, or thinking about intergenerational wealth, this episode is packed with timeless lessons to help you make better financial decisions today for a stronger tomorrow. ⏱️ CHAPTERS Introduction to Craig Sher and the big themes What retirement planning really means today Behavioural economics, loss aversion, and why saving is hard South Africa’s savings crisis and the “sandwich generation” Incentives, rewards, and smarter retirement product design The two-pot retirement system: risks and benefits Parenting, compound interest, and intergenerational wealth The role of financial advisors and disciplined saving How much to save at different ages Life expectancy, drawdown strategies, and the “smile pattern” of spending Inflation, investment risk, and long-term growth thinking Global investing, timing vs time in the market Missing the best market days and behavioural mistakes Leadership, family lessons, and behavioural insights from real life Final reflections and key takeaways 🔎 WHAT YOU’LL LEARN • Why most people struggle to save for retirement • How behavioural finance shapes everyday money decisions • Practical strategies to grow wealth across generations • The importance of staying invested for the long term • How parenting, health, and leadership connect to financial success