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#pmvishwakarmayojana

📌 What is PM Vishwakarma Yojana? PM Vishwakarma Yojana is a Central Sector Scheme launched by the Government of India on 17 September 2023 (Vishwakarma Jayanti) to financially empower traditional artisans and craftspeople by providing training, recognition, financial support and market access. It is implemented by the Ministry of Micro, Small & Medium Enterprises (MSME). � India Brand Equity Foundation 🎯 Objectives of the Scheme The main goals of the scheme are to: Recognize and formalize the role of skilled artisans and craftspeople. Provide skill training and certification. Help artisans access collateral-free credit. Support purchase of modern tools and equipment. Promote digital transactions and market linkages including e-commerce. � India Brand Equity Foundation 🛠️ Who Can Apply? (Eligibility) To be eligible for PM Vishwakarma Yojana: Must be an Indian resident and at least 18 years old on the date of registration. � India Brand Equity Foundation Must be working with hands and tools in one of the covered traditional trades on a self-employment/own business basis in the unorganised sector. � India Brand Equity Foundation Only one member per family (husband, wife, unmarried children) can enroll and avail benefits. � India Brand Equity Foundation Must not have availed loans under similar credit-based Government schemes (PMEGP, MUDRA, PM SVANidhi) in the last 5 years (fully repaid ones are eligible). � India Brand Equity Foundation Government employees and their family members are not eligible. � India Brand Equity Foundation 🧰 Covered Trades (18 Traditional Trades) The scheme includes artisans and craftspeople in the following traditional trades: � India Brand Equity Foundation Carpenter, Boat maker, Armourer, Blacksmith, Hammer/tool maker, Locksmith, Goldsmith, Potter, Sculptor, Stone breaker, Cobbler/shoesmith, Mason, Basket/mat/broom maker/coir weaver, Doll & toy maker, Barber, Garland maker, Washerman, Tailor, Fishing net maker. 💡 Key Benefits 📍 Recognition Beneficiaries receive a PM Vishwakarma Certificate and ID card, formally recognizing them as skilled artisans. � India Brand Equity Foundation 📍 Skill Training Basic training: ~5–7 days (≈40 hours). Advanced training: Optional ~15+ days. Stipend: ₹500 per day paid during training. � India Brand Equity Foundation 📍 Toolkit Support Toolkit incentive of up to ₹15,000 via e-vouchers to buy modern tools. � India Brand Equity Foundation 📍 Collateral-Free Credit Enterprise development loans of up to ₹3 lakh: First tranche: ₹1 lakh (18-month tenure). Second tranche: ₹2 lakh (30-month tenure). Interest: 5% concessional with Government interest subsidy (8% subvention), making credit affordable. � India Brand Equity Foundation 📍 Digital Transaction Incentive ₹1 credited for each digital transaction (up to 100 transactions per month). � India Brand Equity Foundation 📍 Marketing Support Assistance for branding, quality certification, e-commerce onboarding, publicity, and market linkage support to increase visibility and sales. � India Brand Equity Foundation 📊 Scheme Financial Outlay The Government of India has allocated ₹13,000 crore for PM Vishwakarma Yojana over the period 2023-24 to 2030-31. � India Brand Equity Foundation 📈 Current Impact & Progress Millions of artisans have registered for the scheme and many have been trained and connected to credit support. � India Brand Equity Foundation Recent efforts include enhanced marketing and credit support under the next phase of the scheme. � The Economic Times 📌 How to Apply You can apply for PM Vishwakarma Yojana by: Visiting the official PM Vishwakarma portal: pmvishwakarma.gov.in and completing online registration. � PM Vishwakarma Through your nearest Common Service Centre (CSC) with Aadhaar-based verification and assistance. � PM Vishwakarma