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How to Prepare to Buy a Home in 2026 (Step-by-Step Guide) Thinking about buying a home in 2026—but not sure where to start? Before you fall in love with a kitchen… let’s make sure your strategy is stronger than your emotions. 🏡 Episode Summary In this episode of Off the Record, Joe and Makayla break down exactly how to prepare to buy a home in 2026 — financially, strategically, and emotionally. This isn’t just “get pre-approved and start shopping.” It’s the real, behind-the-scenes buyer consultation process they walk through with every client in the Portland Metro market. From clarifying your why, to understanding micro-markets, to writing a strong offer (without necessarily offering the highest price), this episode gives buyers a clear roadmap to move forward with confidence. Whether you're planning to buy this spring or just starting to think about 2026, this episode will help you: ✔ Avoid emotional missteps ✔ Understand today’s market dynamics ✔ Build the right buying team ✔ Prepare financially the smart way ✔ Know when to lean in — and when to walk away If you want to buy with clarity instead of chaos, this is your starting point. ⏱️ Episode Highlights 00:01 – Why 2026 Buyers Need a Strategy Joe and Makayla kick off with what today’s market really looks like — and why preparation matters more than ever. 04:30 – Step 1: Get Clear on Your “Why” Is this purchase about lifestyle, stability, investment — or all three? Plus: Why location vs. size vs. price clarity changes everything. 06:00 – Understanding Today’s Market Conditions Why most homes aren’t selling at full list price — and where competition still exists in Portland. 08:20 – Step 2: Financial Reality Check Why getting pre-approved early is non-negotiable — and why it’s easier (and less scary) than you think. 12:00 – Step 3: Build Your Buying Team Why you should interview at least two brokers — and what to look for beyond experience. 13:30 – Micro-Markets & Smarter Searching How understanding neighborhood trends gives buyers leverage. Plus: How RealScout’s AI-powered home search helps uncover hidden opportunities. 15:30 – Preparing Emotionally (Yes, Really) How to balance logic and emotion when house hunting — and why “a good deal” isn’t always the right home. 19:00 – What Makes a Strong Offer (It’s Not Just Price) Contingencies, appraisal strategy, inspections, and knowing when to walk away. 🌐 Website: https://livportland.com