Introducing Unified Lending Interface (ULI) скачать в хорошем качестве

Introducing Unified Lending Interface (ULI)

The Reserve Bank of India's Unified Lending Interface (ULI), developed by the Reserve Bank Innovation Hub (RBIH), under the guidance of the RBI, facilitates the seamless flow of digital information from multiple data service providers to lenders. This cuts down the time taken for credit appraisal so that borrowers get the benefit of seamless delivery of credit and quicker turnaround time without requiring extensive documentation. ULI 's architecture has common and standardised APIs designed for a plug-and-play approach to ensure digital access to information from diverse sources, reducing the complexity of multiple technical integrations for lenders. By digitising access to customers’ financial and non-financial data that otherwise reside in disparate silos, ULI will cater to the large unmet demand for credit across various sectors. The new trinity of JAM (Jan Dhan-Aadhaar-Mobile), UPI (Unified Payments Interface) and ULI will be a revolutionary step forward in India’s digital infrastructure journey!