Why Digital Payments Fail Abroad & The Future of Cross-Border Banking | Gaya Ananda скачать в хорошем качестве

Why Digital Payments Fail Abroad & The Future of Cross-Border Banking | Gaya Ananda

Ever traveled abroad and realized your payment apps don’t work? You aren't alone. 🌍💳 In this episode, Sneha Jain (Associate Director, Perfios Marketing) sits down with Gaya Ananda, Global Head of Client and Market Engagement at Banking Circle, to decode the complexities of the global financial ecosystem. From the frustration of using Indian numbers for international payments to the "shiny new tech" of stablecoins, we cover it all. Gaya shares insights on how Banking Circle is processing over a trillion euros in value, how AI is speeding up the crucial KYC process without compromising trust, and why the future of banking still relies heavily on human empathy. 💡 Key Topics Discussed: The Cross-Border Payment Struggle: Why bilateral agreements (like Singapore-Malaysia) work, but friction still exists in places like Thailand and Oman. AI in Onboarding: How Banking Circle uses Artificial Intelligence to filter KYC checks and speed up onboarding for FinTechs. Stablecoins 101: Demystifying the buzzword—what are they, and how do they function as "digital cash"? The Future of Banking: Will AI chatbots replace human interaction in the next 5 years? (The answer might surprise you!) Tech vs. Utility: Why simple solutions like QR codes often beat "shiny new technology." #fintech #crossborderpayments #BankingCircle #stablecoins #aiinbanking #digitalpayments #perfios #futureoffinance #kyc