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In today's episode, host Areeb Siddiqui is joined by Islamic Finance veteran, critic and pioneer: Harris Irfan, the founder & CEO of Cordoba Capital Markets and former founder of Deutsche Bank and Barclays' Islamic Banking departments. Harris discusses the current state of Islamic Finance, what works and what doesn't, how Bitcoin could work as a truly He emphasises the need for skills, innovation, and aligning modern Islamic finance practices with prophetic economic principles, while also advocating for Bitcoin as a freedom currency and discussing the future of Islamic fintech. This podcast is powered by Kestrl. Kestrl is an app that helps Muslim to grow their wealth without compromising their beliefs Kestrl - The Muslim Money App https://kestrl.io/ TIMESTAMPS: 00:00 - Coming Up 01:32 – Islamic Finance as a career 07:24 - How do Muslims feel about Islamic Finance? 08:59– Realising Islamic Finance wasn't working 12:50 – Innovating and creating the Shariah Wrapper 17:45 – Reflections from working in banking 21:00 – Commodity Murabaha and issues with todays Islamic Banks 24:41 - Is Islamic Banking today contextual? 30:31 – Role of fintechs in addressing gaps in Islamic finance. 39:58 – Introduction to Cordoba Capital Markets and the Profit Participating Note (PPN). 52:14 – Discussion on AOFI Standard 62 and its implications for Sukuk. 58:02 – Pakistan’s aim to eliminate riba by 2028 and Bitcoin as freedom money. 01:09:50 – The role of prophetic values in building a better economic system. 01:11:25 – Advice for aspiring Islamic fintech entrepreneurs.