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Buying a home in 2025 or 2026 and wondering if a 2/1 buydown can help lower your mortgage payment? In today’s video, I’m joined by Jennifer Rome with FlatBranch Home Loans to break down exactly how a 2/1 buydown works, who benefits most, and whether it’s the right strategy in the current Kansas City real estate market. A 2/1 buydown temporarily lowers your interest rate by 2% in Year 1 and 1% in Year 2, giving buyers financial breathing room while adjusting to their new home—or waiting for rates to drop. We’ll cover: ✔️ What a 2/1 buydown is ✔️ How it lowers your rate ✔️ Real-world payment examples ✔️ Which buyers benefit most ✔️ How sellers & builders use buydowns as incentives ✔️ Common misconceptions and mistakes ✔️ How often we’re seeing these used in Kansas City Whether you're a first-time buyer, a move-up buyer, or a seller looking for stronger offers, this video breaks down everything you need to know. 👇 Want my free Johnson County Relocation Guide? Comment “GUIDE” and I’ll send it straight to your inbox. If you’re thinking about moving to Kansas City KS or Kansas City MO be sure to give me a call, shoot me a text, send me an email, or schedule a Zoom call. I’d love to help you make a smooth move to Kansas City! ⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️⬇️ 🤔Thinking of Moving to Kansas City? 📝 Let Me Help! 📱Call or Text me: 785.845.1579 (Brokerage: 913.345.0700) 📨Email: sherylmccormick@reecenichols.com 📅Free Real Estate Consultation (Zoom Call): calendly.com/sherylmccormickrealestate (Request Zoom Meeting in the comments) ⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️⬆️ ▶Subscribe 👉 / @livinginjohnsoncountykansas ====== This channel is all about living in Kansas City, moving to Kansas City KS, and relocating to Kansas City MO. I also cover living in the KC suburbs, moving to the Kansas City Kansas suburbs, and relocating to the Kansas City Missouri Suburbs. If you want to know everything about eating, sleeping, working, playing, the good, and the bad of living in Kansas City, then subscribe▶ and tap the bell🛎 for notifications so you can be the first to know about the current market in Kansas City KS & Kansas City MO.😁 I get calls and emails everyday of people just like you, looking for help on making their move to Kansas City KS and I absolutely love it.😍 Whether you are moving in 9 days or 90 days, give me a call☎, shoot me a text📝, or send me an email📨 so I can help you make a smooth move to Kansas City MO or Kansas City KS. **Most stats and data mentioned came from the following sites and are not based on my opinion: Jennifer Rome, Senior Mortgage Banker, Flat Branch Home Loans Company NMLS 224149, NMLS 1999817 913.461.3729 jrome@fbhl.com *All stats, data, house pricing and anything else mentioned is always subject to change and is provided merely as an example at the time of this recording* **Some photos used in this video may be stock photos and may not actually represent actual events or locations. ===== Sheryl McCormick Kansas City Real Estate Agent | ReeceNichols Real Estate Brokerage: ReeceNichols Town Center, 11601 Granada, Leawood, KS 66211, 913.345.0700 Kansas Real Estate License: 00247646 Missouri Real Estate License: 2022011783 ===== KREC Consumer Resources: https://krec.ks.gov/resources/consume... Missouri Consumer Protection: https://ago.mo.gov/civil-division/con... ====== #kansascityhomes #movingtokansascity #livinginkansascity #kansascitysuburbs #kansascityrealestate #wheretoliveinkansascity #buyingahouseinkansascity #kansascityrealtor #bestkansascityrealtor #kansascityrealestateagent #bestkansascityrealestateagent #sherylmccormickrealtor #2/1buydownsexplained #2/1buydowns #jenniferromeflatbranchhomeloans