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Valentine’s Day doesn’t have to be expensive to be meaningful. In this video, we take on the $20 Valentine’s Day Couples Challenge and show how real couples can celebrate love without overspending or going into debt. If you’re tired of feeling pressured to spend on fancy dinners, gifts, and social-media-perfect dates, this video is for you. We break down how to plan a thoughtful Valentine’s Day on a tight budget, shift the focus from money to connection, and build healthier money habits as a couple. This isn’t about cutting joy — it’s about intentional spending, honest conversations, and creating memories without financial stress. Whether you’re married, dating, or planning your first Valentine’s together, these ideas work for real life and real budgets. Disclaimer: This video is for educational purposes only and does not constitute financial advice. 💬 Comment below if you’d try the $20 challenge ❤️ Save money without sacrificing the relationship 📌 Subscribe for realistic family finance and couples money tips Timestamps: 00:00 - Intro – Valentine’s Day Without Overspending 00:36 - Why Valentine’s Gets So Expensive 01:04 - The $20 Couples Challenge Explained 01:56 - How We Planned Valentine’s Day on $20 03:45 - What This Challenge Taught Us About Money & Love 04:22 - Final Thoughts & Takeaway #BudgetValentines #CouplesMoney #FrugalLiving #IntentionalSpending #FamilyFinance