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🎉 First-Time Home Buyers: Get Pre Approved - The BASICS! 🏡 Are you ready to buy your first home but feeling overwhelmed by the mortgage process? Don’t worry! In this video, we break down everything you need to know about getting pre-approved for a home loan—one of the most important steps on your journey to homeownership. What You'll Learn: What is Pre-Approval? and Why Pre-Approval Matters? Qualifying for a Home Loan: Learn about the key factors lenders consider when evaluating your loan application, and the basics of credit, income, & assets. Documentation that would be needed. Whether you're just starting to explore your options or are ready to dive into the home-buying process, this video will equip you with the knowledge and confidence you need to make informed decisions. Hit that play button and let’s get you one step closer to your dream home! 🏠💼 Next Steps: If you are ready to take the next step, lets schedule your zoom call and chat more about your goals - https://calendly.com/sonnyalquizar/in... If you are ready to start your application, START HERE -https://myhome.neohomeloans.com/homeh... 🔔 Don’t forget to subscribe for more home-buying tips and advice! 👍 If you found this video helpful, give it a thumbs up and share it with fellow first-time buyers! Follow me on instagram - / homeloans.sonny DISCLAIMER: NEO Home Loans is a division of Luminate Home Loans, Inc. | NMLS #150953 |Luminate Home Loans, Inc. NMLS#150953. Corporate Headquarters 2523 S. Wayzata Blvd. Suite 200, Minneapolis, MN 55405. This advertisement does not constitute a loan approval or loan commitment. Loan approval and/or loan commitment is subject to final underwriting review and approval. This information provided is outlining the minimum down payment requirements as allowed by specific loan program and product guidelines. Loan program and terms of repayment are based on a 30 year fixed term for conventional loans only. Interest Rate and Annual Percentage Rate as well as any / and all credit offered would be subject to pricing and underwriting of the individual applicant. All terms and conditions subject to credit approval, market conditions and availability. Equal housing lender