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If You Receive a Denial from Your Health Insurance Company, You Can Appeal It. You Can Appeal Coverage Denials, Medical Necessity Denials, Eligibility Denials and More. There are 3 Levels of Appeals: Level 1 - Is almost always denied by the insurance company. You should expect this. Level 2 - Requires more documentation and work on your part and your doctor's part. Level 3 - If you do not agree with the outcome of the Level 2 Appeal, you can request a Level 3 Appeal, which is performed by an organization outside the insurance company. The Level 3 Appeal is the final ruling and the insurance company must abide by it. To Watch More Video Answers to Common Health Insurance Questions, CLICK HERE: https://www.texasfamilyinsurance.com/...