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HOW TO BUDGET: Learn How I Budget My £49,000 Yearly Salary Each Month STEP-BY-STEP in 2022! I show you our actual Budgeting Spreadsheet UK. Get the Massively DISCOUNTED "BUDGET FOR LIFE" SPREADSHEET 👉🏽👉🏽 https://thehumblepenny.com/BudgetForLife ★★ SUBSCRIBE TO OUR CHANNEL HERE ★★ https://www.youtube.com/thehumblepenn... ★★ POPULAR VIDEOS ★★ 5 Work-From-Home SIDE HUSTLE IDEAS That Make Money £500 p/m [UK 2021 EDITION] - • 5 Work-From-Home SIDE HUSTLE IDEAS That Ma... 9 Reasons Some People ALWAYS MAKE MONEY ONLINE (and others don't) - • 9 Reasons Some People ALWAYS MAKE MONEY ON... 9 BEST Passive Income Ideas for £1000 per month (In 2020) - • 9 BEST Passive Income Ideas UK (for £1,000... 5 Breakthrough Passive Income Ideas - • 5 BREAKTHROUGH Passive Income Ideas (for £... 7 Things No One Tells You About Passive Income - • 7 THINGS NO ONE TELLS YOU ABOUT PASSIVE IN... 21 Passive Income Ideas For A Freedom Lifestyle - • 21 BEST Passive Income Ideas For A Freedom... 14 HIGH PAYING SIDE HUSTLES For 2020 To Start Today With Little Money - • 14 HIGH PAYING SIDE HUSTLE IDEAS for 2025 ... How To Invest £1000 (9 Best Ways to Invest) - • HOW TO INVEST £1000 | 9 BEST Ways To Inves... ★★ EQUIPMENT USED ★★ Canon EOS M50 Camera - https://amzn.to/2zcz1K0 Canon 5D Mark II Camera - https://amzn.to/2xRF1XD Canon EF 24 - 70mm F2.8L Lens - https://amzn.to/2lFwdRQ Canon EF 50mm F1.4L Lens - https://amzn.to/2lF6Sr9 Manfrotto Tripod - https://amzn.to/2YC3Sto Apple iMac 2019 - https://amzn.to/2lEXNyz Rode Microphone - https://amzn.to/2lFs0O2 ★★ ABOUT US ★★ MARY: I'm married to Ken and we have two boys aged 6 and 4. I'm a Londoner, born in Hackney! :) Day to day, I run the operations of The Humble Penny as a creative - doing everything from marketing to video editing. I studied Multi-media design and technology at Uni. When I'm not creating, I love vegan food, traveling, working out and doing some outdoor fun things with my husband and kids :) KEN: I'm a husband to Mary and daddy first and foremost. Former CFO by day with over 12 years experience in the investment business. I'm a Chartered Accountant and hold an MBA from Cambridge University. To explore my creativity, I'm a blogger, youtuber, speaker, etc. I create from my experiences as a family man and First Generation Immigrant. I have a passion for all things Personal Finance, Business and Personal Development. I also love Photography, Music, Travel, and Sport. We became Financially Independent aged 34 and our story has been featured on the BBC, ITV, Financial Times, The Sunday Times, etc. ★★ WANNA CONNECT? ★★ Blog - https://thehumblepenny.com Insta - / thehumblepenny Pinterest- https://www.pinterest.co.uk/thehumble... Twitter - / thehumblepenny Facebook - / thehumblepenny ★★ BUILD WEALTH ★★ Visit our online school at Financial Joy Academy for all our wealth building Action Plans: https://www.financialjoyacademy.com/ Massive thanks for watching and following our channel :) ♥ ★★ TIME STAMPS ★★ 0:00 - Intro and my annual salary 2:14 - My ACTUAL Budgeting Spreadsheet 2:30 - My Annual Income breakdown 3:11 - ALL My Expenses and the 14 Budget Categories 17:38 - My Total Expenses 18:04 - My Budget Summary and Chart 19:55 - How to add your "Actual vs Budget" Expenses 21:05 - Spreadsheet "Verdict" Tab Best, Ken and Mary #budgeting #budget #savingmoney ★★ WHAT THIS VIDEO IS ABOUT★★ How To Become A MILLIONAIRE (3 REALISTIC Ways)