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Secured vs Unsecured Loans

321 Loans discusses secured and unsecured debt. Hi, Welcome to 321Loans! A company dedicated to providing you with Financial Education and Assistance. We are here to introduce NEW Concepts and Simple Guidelines that will help you to… • Save money • Pay off debts • and reach your financial goals Today we are going to talk about: Secured Loans & Unsecured Loans. First lets talk about Secured Loans. What is a Secured Loan? A Secured Loan… • Requires collateral such as a car or home • Has higher borrowing limits with longer repayment terms • and usually lower interest rates than Un-Secured Loans Secured Loans Include… • Mortgages • Home Equity Loans • Home Equity Lines of Credit • Auto Loans • and even Boat Loans What is an Unsecured Loan? An Unsecured Loan… • Does not require collateral • Is granted based on borrower's ability to repay the loan • and has higher fixed interest rates and lower borrowing amounts than Secured Loans Unsecured Loans Include… • Individual Loans • Personal Lines of Credit • Credit Cards • and Student Loans When shopping for a Loan, beware of: • High interest rates • Prepayment penalties • and Annual fees Managing Debt is as EASY AS 321? 3 Review YOU BILL 2 Pay MORE than just the interest. 1 PAY ON TIME! If you need HELP, Consider debt relief services that offer… • Credit Counseling • Debt Management • and Debt Settlement At 321Loans we aim to put consumers on the path to becoming debt-free, by offering Unsecured loans with low-interest rates. We offer free loan reviews to everyone in the U.S. Thank you for your time. and make it a debt free day.   / 321oans