Renting vs Buying: The Shocking Truth Unveiled | Ep-22 скачать в хорошем качестве

Renting vs Buying: The Shocking Truth Unveiled | Ep-22

Unlocking the Dream of Homeownership with Angelica Figueroa Are you dreaming of owning your own home but think it's out of reach? Welcome to "The Dream Is Real" podcast! I'm your host, Jason D'Ambrosio from Dream Select Realty, and today we're breaking down barriers to homeownership. In this exciting episode, we chat with Angelica Figueroa from Interstate Home Loan Center in Melville. Angelica is a mortgage expert with over 12 years of experience, and she's here to share insider tips on the home buying process. Think You Can't Get a Mortgage? Think Again! Did you know you can get a mortgage with a credit score as low as 580? Yes, you read that right! Angelica explains how FHA loans make homeownership possible even if your credit isn't perfect. Don't let a low credit score hold you back from your dream home. Small Down Payment? No Problem! Worried about saving up a big down payment? Good news! You can buy a home with as little as 3% down on a conventional loan or 3.5% down with an FHA loan. Angelica shares tips on down payment assistance programs and grants for homebuyers that can make your dream a reality. Grants That Give You a Head Start Imagine getting $50,000 towards your new home! The Town of Brookhaven offers grants to first-time homebuyers. Angelica explains how to qualify and what you need to know about these amazing opportunities. Understanding Mortgage Options Not sure which mortgage is right for you? We discuss various mortgage options, including non-QM loans for business owners and self-employed individuals. These loans consider your bank statements or profit and loss statements instead of traditional tax returns. First-Time Homebuyer Tips Angelica loves helping first-time homebuyers. She offers advice on: Improving your credit score Understanding your debt-to-income ratio Getting a pre-approval Navigating the home buying process Building Wealth Through Real Estate Discover how owning a home can help you build wealth. We talk about: The difference between renting vs buying How to build equity in your home Using your home to invest in real estate Financial planning for homebuyers Did you know paying $3,500 a month in rent adds up to $420,000 over 10 years? That's money you could be investing in your own home! Real Estate Trends on Long Island We also touch on real estate trends in Long Island. Find out why now might be the perfect time to buy a home in this beautiful area. Success Stories Angelica shares heartwarming stories of families who thought they could never own a home but are now happy homeowners. Their journeys prove that homeownership is possible for everyone. Don't Miss Out! This episode is packed with valuable information to help you on your path to homeownership. Whether you're just starting or ready to buy, Angelica's insights are a must-hear. Visit Us for More Information Ready to take the next step? Visit https://www.dreamselectrealty.com for the latest news and updates on homes for sale on Long Island in New York. Your dream home is waiting! #dreamselectrealty #thedreamisrealpodcast #motivation